Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 2 mortgage brokers in Shelby, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
US Bank Mortgage
85 W Main St, Shelby, OH 44875
4193472111
Civista Bank Mortgage
156 Mansfield Ave, Shelby, OH 44875
4193421610
What Does a Mortgage Broker in Shelby Cost?
Mortgage broker fees in Ohio typically range from 1% to 2% of the loan amount. For a $200,000 loan this could be $2,000 to $4,000. Some brokers are paid by the lender instead of the borrower. Always ask for a written fee disclosure before proceeding. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Shelby Ohio?
A mortgage broker acts as a middleman between you and lenders. They gather your financial information and shop for loan options that fit your needs. Brokers do not lend money directly but help you find the best available terms.
How do I choose a mortgage broker in Shelby?
Look for a broker licensed in Ohio through the NMLS database. Ask about their experience with local lenders and check their reviews. It is wise to interview multiple brokers before deciding.
Are there Ohio specific rules for mortgage brokers?
Yes. Ohio Revised Code Chapter 1322 governs mortgage broker licensing and conduct. Brokers must provide a Loan Estimate within three business days of your application. They cannot charge fees before you receive this estimate.