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Directory of mortgage brokers in Medford, Oregon. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Medford, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 20 mortgage brokers in Medford, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
James Beard at CrossCountry Mortgage
3389 Crater Lake Hwy Suite A, Medford, OR 97504
5417702727
Guild Mortgage - Brian Case
401 Crater Lake Ave 4 & #5, Medford, OR 97504
5418908463
Mike Newmann
860 O'Hare Pkwy STE 100, Medford, OR 97504
5412272727
GO Mortgage
4451 Brownridge Terrace Suite 201, Medford, OR 97504
Mortgage brokers in Medford Oregon help home buyers and refinancing homeowners find suitable loan products from multiple lenders. Oregon law requires brokers to be licensed by the Oregon Division of Financial Regulation and to act as fiduciaries for their clients. Working with a local broker can provide insight into the Medford real estate market and the unique lending conditions in Jackson County.
What Does a Mortgage Broker in Medford Cost?
Mortgage broker costs in Oregon typically range from 1% to 3% of the loan amount, paid as an origination fee or commission. For a $400,000 home loan, this could mean $4,000 to $12,000 in broker fees. Some brokers charge a flat fee instead of a percentage. Costs vary based on loan type, loan size, and the specific lender. Oregon law requires brokers to disclose all fees in a Loan Estimate within three business days of application. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the difference between a mortgage broker and a loan officer in Medford?
A mortgage broker works as an independent intermediary who shops your loan to multiple lenders. A loan officer works directly for one specific bank or credit union. In Oregon, both must be licensed and follow state regulations, but a broker can offer more options from different wholesale lenders.
What documents do I need to apply for a mortgage through a Medford broker?
You typically need recent pay stubs, W-2 forms, tax returns from the last two years, bank statements, and photo identification. Oregon brokers may also ask for additional documentation if you are self-employed or have non-traditional income sources.
Are there any Oregon specific laws that affect mortgage brokers?
Yes, Oregon Revised Statute 86A.100 requires mortgage brokers to be licensed and to provide a written disclosure of their compensation. Oregon also has a three business day right of rescission for refinances on a primary residence, and brokers must follow strict rules about fee transparency and fair lending practices.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oregon.