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Directory of mortgage brokers in Mount Joy, Pennsylvania. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Mount Joy, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 3 mortgage brokers in Mount Joy, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Penn Home Mortgage: Mortgage Brokers
1175 E Main St, Mount Joy, PA 17552
7178420731
Dwayne Campbell Penn Home Mortgage
1175 E Main St, Mount Joy, PA 17552
7175874121
PNC Mortgage
917 E Main St, Mount Joy, PA 17552
7176539076
Mount Joy residents work with mortgage brokers to find suitable home loan options. These professionals connect borrowers with lenders and help navigate Pennsylvania specific requirements like the state loan limit for FHA loans. A local broker understands the Lancaster County real estate market and can assist with first time home buyer programs in Pennsylvania.
What Does a Mortgage Broker in Mount Joy Cost?
Mortgage broker fees in Pennsylvania typically range from 1% to 2% of the loan amount. Some brokers charge a flat fee between $2,000 and $5,000. You may also pay origination fees and third party costs like appraisal and title insurance. Pennsylvania law requires full disclosure of all fees in the Loan Estimate form. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Mount Joy Pennsylvania?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, compare loan products from multiple lenders, and help you choose a mortgage that fits your needs. In Pennsylvania, brokers must be licensed by the Pennsylvania Department of Banking and Securities.
How do I choose a mortgage broker in Mount Joy?
Look for a broker who is licensed in Pennsylvania and has experience with home purchases in Lancaster County. Check their reviews and ask about their fee structure. You can verify a broker license through the Nationwide Multistate Licensing System database.
What documents do I need to apply for a mortgage in Pennsylvania?
Typical documents include recent pay stubs, W-2 forms, tax returns from the last two years, bank statements, and proof of identification. Pennsylvania law requires lenders to provide a Good Faith Estimate of closing costs within three days of your application.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.