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Browse mortgage brokers serving Smithfield, Rhode Island. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Smithfield, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Rhode Island before hiring.
Showing 4 mortgage brokers in Smithfield, RI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
RapidFund Lending
28 Thurber Blvd, Smithfield, RI 02917
4014438662
Fidelity Brokerage Services LLC
900 Salem St, Smithfield, RI 02917
5597888527
Bryan Tavares | Mortgage Professional
595 Putnam Pike, Smithfield, RI 02917
7744069353
AnnieMac Home Mortgage
39 Cedar Swamp Rd, Smithfield, RI 02917
4018625110
Mortgage brokers in Smithfield, Rhode Island help home buyers and homeowners find suitable loan products from various lenders. Rhode Island law requires mortgage brokers to be licensed by the state Department of Business Regulation. Working with a local broker can simplify the process of securing a mortgage for a home in Providence County.
What Does a Mortgage Broker in Smithfield Cost?
Mortgage broker fees in Rhode Island typically range from 1% to 2% of the loan amount. For a $300,000 loan, this means $3,000 to $6,000 in broker compensation. Some brokers charge a flat fee instead of a percentage. Costs can also include application fees, credit report fees, and origination fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker in Smithfield do?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, shop for loan options, and help you complete the application process. They do not lend money directly but connect you with lenders that fit your needs.
Do I need a license to be a mortgage broker in Rhode Island?
Yes. Rhode Island requires all mortgage brokers to hold a valid license from the Department of Business Regulation. You can verify a brokers license on the Nationwide Multistate Licensing System website.
How long does the mortgage process take in Rhode Island?
The typical mortgage process in Rhode Island takes 30 to 45 days from application to closing. Delays can occur if appraisals or title searches take longer. Your broker can give you a more specific timeline based on your situation.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Rhode Island.