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Directory of mortgage brokers in West Warwick, Rhode Island. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
West Warwick, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Rhode Island before hiring.
Showing 2 mortgage brokers in West Warwick, RI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mutual of Omaha Mortgage
1350 Division Rd Ste 104, West Warwick, RI 02893
4014659326
First Community Mortgage - West Warwick, RI
231 Quaker Ln Suite A, West Warwick, RI 02893
4018080336
Mortgage brokers in West Warwick, Rhode Island help home buyers and refinancing clients find suitable loan products from multiple lenders. Rhode Island law requires mortgage brokers to be licensed by the state Department of Business Regulation and to follow the Rhode Island Mortgage Broker Act. Working with a local broker can give you access to lenders familiar with Kent County property values and Rhode Island specific programs like the Rhode Island Housing down payment assistance.
What Does a Mortgage Broker in West Warwick Cost?
Mortgage broker fees in Rhode Island typically range from 1% to 2% of the loan amount. For a $300,000 home, this means $3,000 to $6,000 in broker compensation. Some brokers charge a flat fee of $2,500 to $5,000. Rhode Island law requires brokers to disclose all fees in a Loan Estimate within three business days of application. Costs vary based on loan type, credit score, and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage broker need in Rhode Island?
Mortgage brokers in Rhode Island must hold a valid license from the Rhode Island Department of Business Regulation. They must also register with the Nationwide Multistate Licensing System and Registry. License renewal is required annually.
How do I verify a mortgage broker in West Warwick?
You can verify a mortgage brokers license on the Nationwide Multistate Licensing System website or through the Rhode Island Department of Business Regulation. Check for any disciplinary actions or complaints before working with a broker.
What is the typical timeline for a mortgage in Rhode Island?
A typical mortgage process in Rhode Island takes 30 to 45 days from application to closing. Rhode Island law does not mandate a specific timeline, but most lenders aim for a 30 day closing. Delays can occur due to appraisal or title issues.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Rhode Island.