Find Mortgage Brokers in Conway, SC
Directory of mortgage brokers in Conway, South Carolina. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of South Carolina before hiring.
Showing 11 mortgage brokers in Conway, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage brokers in Conway South Carolina help home buyers and refinancing homeowners find suitable loan products from multiple lenders. South Carolina law requires all mortgage brokers to be licensed through the South Carolina Department of Consumer Affairs. Conway borrowers benefit from local brokers who understand Horry County property values and regional lending trends.
What Does a Mortgage Broker in Conway Cost?
Mortgage broker fees in South Carolina typically range from 1% to 2% of the loan amount. For a $300,000 home loan this means a fee of $3,000 to $6,000. Some brokers charge a flat fee instead of a percentage. Additional costs include appraisal fees around $400 to $600 and credit report fees of $30 to $50. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage broker need in South Carolina?
Mortgage brokers in South Carolina must hold a valid license from the South Carolina Department of Consumer Affairs. They must also register with the Nationwide Multistate Licensing System and Registry. This ensures they meet state education and background check requirements.
How long does a typical mortgage approval take in Conway?
A standard mortgage approval in Conway usually takes 30 to 45 days from application to closing. South Carolina law does not set a specific time limit, but most lenders follow federal guidelines. Delays can occur if property appraisals or title work take longer than expected.
Are there special loan programs for South Carolina home buyers?
Yes, South Carolina offers the SC Housing program with down payment assistance for eligible first-time buyers. The state also has the Palmetto Heroes program for teachers, police, and firefighters. A local mortgage broker can explain these options and help determine if you qualify.