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Directory of mortgage brokers in Balch Springs, Texas. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Balch Springs, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 mortgage brokers in Balch Springs, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PNC Mortgage
12601 Lake June Rd, Balch Springs, TX 75180
2147650861
Chase Mortgage
12329 Lake June Rd, Balch Springs, TX 75180
9722859670
A mortgage broker in Balch Springs Texas can help you find home loan options from multiple lenders. Texas law requires brokers to hold a license from the Texas Department of Savings and Mortgage Lending. Brokers assist with conventional FHA VA and USDA loans for homes in Dallas County.
What Does a Mortgage Broker in Balch Springs Cost?
In Texas mortgage brokers typically charge an origination fee of 0.5% to 2% of the loan amount. Some brokers also receive a yield spread premium from lenders. Total closing costs in Texas usually range from 2% to 5% of the home price. These costs include appraisal title insurance and recording fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Balch Springs Texas?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information and shop for loan programs that match your needs. In Texas brokers must disclose their fees and any lender compensation upfront.
Do I need a mortgage broker to buy a home in Texas?
No you do not need a broker. You can apply directly with banks or credit unions. However a broker can compare offers from several lenders which may save you time and money. Texas law requires all mortgage loan originators to be licensed.
What documents do I need to apply for a mortgage in Texas?
You typically need recent pay stubs W-2 forms tax returns bank statements and a valid ID. Texas has specific rules about homestead exemptions and property tax prorations that affect your loan documents. Your broker will guide you on all requirements.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.