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Directory of mortgage brokers in Baytown, Texas. Verify credentials with the state mortgage licensing authority before hiring.
13 agents listed
Updated May 2026
Baytown, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 13 mortgage brokers in Baytown, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage brokers in Baytown, Texas help home buyers and homeowners find suitable loan products from multiple lenders. Texas law requires all mortgage brokers to be licensed by the Texas Department of Savings and Mortgage Lending. Brokers can assist with conventional loans, FHA loans, and VA loans for eligible veterans in the Baytown area.
What Does a Mortgage Broker in Baytown Cost?
Mortgage broker fees in Texas typically range from 1% to 3% of the loan amount. For a $250,000 home, this could be $2,500 to $7,500. Some brokers charge a flat fee instead of a percentage, often between $1,000 and $3,000. Costs vary based on loan complexity and lender terms. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Baytown Texas?
A mortgage broker acts as an intermediary between you and multiple lenders to find a loan that fits your needs. They gather your financial information, shop rates, and handle the application process. In Texas, brokers must follow state licensing rules and disclose their fees upfront.
How do I choose a mortgage broker in Baytown?
Look for a licensed broker with experience in Texas real estate. Check their status on the Nationwide Multistate Licensing System database. Ask about their fee structure and compare quotes from at least two brokers before deciding.
Are there Texas specific rules for mortgage brokers?
Yes. Texas law requires mortgage brokers to provide a Loan Estimate within three business days of your application. They must also give you a written disclosure of all fees and any potential conflicts of interest. Texas has strict anti-predatory lending laws that protect borrowers.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.