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Mortgage Brokers in Bonham, TX

Looking for a mortgage broker in Bonham? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Bonham, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 mortgage brokers in Bonham, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Sabrina Wegley
513 N Main St Suite A, Bonham, TX 75418
9039573150
Excel Mortgage Brokers: Bob Reynolds, NMLS #1973410
221 W 6th St, Bonham, TX 75418
2144765686

Mortgage brokers in Bonham, Texas help borrowers connect with lenders for home purchase loans and refinancing. They work under Texas Finance Code requirements and must hold a valid license from the Texas Department of Savings and Mortgage Lending. Local brokers understand the Bonham real estate market and can assist with conventional, FHA, and VA loans.

What Does a Mortgage Broker in Bonham Cost?

Mortgage broker fees in Texas typically range from 1% to 2% of the loan amount. For a $200,000 loan, this means $2,000 to $4,000 in broker compensation. Some brokers charge a flat fee instead of a percentage. Costs vary based on loan complexity and lender requirements. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in Bonham Texas?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan options, and help you complete the application process. In Texas, brokers must follow state licensing rules and disclose all fees upfront.
Do I need a mortgage broker or can I go directly to a bank in Bonham?
You can go directly to a bank or credit union, but a broker may offer access to multiple lenders and loan products. Brokers can sometimes find better rates or terms for unique situations. Both options are valid, and the choice depends on your needs.