Mortgage Brokers in Garland, TX
Directory of mortgage brokers in Garland, Texas. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 17 mortgage brokers in Garland, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Broker in Garland Cost?
Mortgage broker costs in Texas typically include an origination fee of 0.5% to 1% of the loan amount. Some brokers charge a flat fee ranging from 500 to 2,000 dollars. You may also pay application fees appraisal fees and third party costs. Texas law caps certain fees for FHA loans. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Garland Texas?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information shop for loan options and help you complete the application process. In Texas brokers must follow state regulations and provide a Good Faith Estimate of costs.
How do I choose a mortgage broker in Garland?
Look for a broker licensed with the Texas Department of Savings and Mortgage Lending. Check their experience with local property types and ask about their lender network. You can verify a brokers license through the Nationwide Multistate Licensing System.
What documents do I need for a mortgage broker in Texas?
You typically need recent pay stubs W-2 forms tax returns bank statements and photo identification. Texas law also requires a valid government issued ID for the loan application. Self employed borrowers may need additional profit and loss statements.