Find Mortgage Brokers Near You in Houston, TX
Looking for a mortgage broker in Houston? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 20 mortgage brokers in Houston, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
A mortgage broker in Houston Texas helps you find and compare home loan options from multiple lenders. Texas has unique laws such as the Texas Constitution Article XVI Section 50 which limits home equity loan amounts to 80 percent of the home value. Brokers can guide you through these local rules and the Houston real estate market.
What Does a Mortgage Broker in Houston Cost?
Typical costs for a mortgage broker in Texas include an origination fee of 0.5 to 2.75 percent of the loan amount. Some brokers charge a flat fee ranging from 500 to 3000 dollars. Other costs may include application fees and third party charges for appraisals and credit reports. Costs vary by case and loan type. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Houston Texas?
A mortgage broker acts as a middleman between you and potential lenders. They gather your financial information shop for loan products and help you choose a suitable mortgage. In Texas brokers must be licensed by the Texas Department of Savings and Mortgage Lending.
How do I choose a mortgage broker in Houston?
Look for a broker with a valid Texas license and positive client reviews. Ask about their experience with Houston area properties and their knowledge of Texas specific laws like the homestead exemption. Compare fees and services from multiple brokers before deciding.