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Directory of mortgage brokers in Odessa, Texas. Verify credentials with the state mortgage licensing authority before hiring.
15 agents listed
Updated May 2026
Odessa, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 15 mortgage brokers in Odessa, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
1541 John Ben Shepperd Pkwy Suite 16, Odessa, TX 79761
4329677458
Tony Aquinto-Cardinal Financial Company, Limited Partnership
4555 E University Blvd Suite D 7, Odessa, TX 79762
4322175648
John Stafford - GoRascal Mortgage
1410 E 8th St Suite B, Odessa, TX 79762
4322454525
Chad Sandell, 2035194, PrimeLending
1541 John Ben Shepperd Pkwy Suite 16, Odessa, TX 79761
4328809056
Gina Reyes - Mortgage Broker
2400 N Grandview Ave, Odessa, TX 79761
4327411269
AN Homes
200 W Clements St, Odessa, TX 79761
4323332524
Alleson Edwards at Certainty Home Lending (NMLS #1637389)
4301-B Mission Blvd, Odessa, TX 79765
4322039529
Nisi Herrera - Cardinal Financial Company, Limited Partnership
4555 E University Blvd Suite D 7, Odessa, TX 79762
4322080377
Certainty Home Lending
4301-B Mission Blvd, Odessa, TX 79765
4322039522
Cardinal Financial Company, Limited Partnership
4555 E University Blvd Ste D7, Odessa, TX 79762
4322175648
Mortgage brokers in Odessa Texas help homebuyers connect with lenders and find suitable loan programs. They can assist with conventional loans FHA loans VA loans and USDA loans common in rural areas of West Texas. Texas law requires mortgage brokers to hold a license from the Texas Department of Savings and Mortgage Lending.
What Does a Mortgage Broker in Odessa Cost?
Mortgage broker fees in Texas typically range from 1 percent to 2 percent of the loan amount. For a 200000 dollar loan this means a fee of 2000 to 4000 dollars. Some brokers charge a flat fee instead of a percentage. You may also pay third party costs such as appraisal fees title insurance and credit report fees. Costs vary by lender loan type and your specific financial situation. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Odessa Texas?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information shop for loan options and guide you through the application process. They do not lend money directly but help you find the best available terms.
Do I need a license to work as a mortgage broker in Texas?
Yes. Mortgage brokers in Texas must be licensed by the Texas Department of Savings and Mortgage Lending. They must also register with the Nationwide Multistate Licensing System and Registry NMLS. You can verify a brokers license on the NMLS consumer access website.
How long does the mortgage process take in Odessa Texas?
A typical mortgage process takes 30 to 45 days from application to closing. Texas law requires a 60 day waiting period after a home appraisal before closing on a cash out refinance. Delays can occur if additional documentation is needed.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.