Compare Mortgage Brokers in Plano, TX
Compare mortgage brokers in Plano. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 20 mortgage brokers in Plano, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage brokers in Plano Texas help borrowers find home loan options from multiple lenders. Texas law requires mortgage brokers to be licensed through the Texas Department of Savings and Mortgage Lending. Brokers can assist with conventional loans FHA loans VA loans and jumbo loans for properties in Plano and surrounding areas.
What Does a Mortgage Broker in Plano Cost?
Mortgage brokers in Texas typically charge a fee of 1 to 2 percent of the loan amount. For a 300000 dollar loan this equals 3000 to 6000 dollars. Some brokers may charge a flat fee or receive compensation from the lender. Costs vary by loan type and borrower profile. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage broker need in Texas?
A mortgage broker in Texas must hold a license from the Texas Department of Savings and Mortgage Lending. This license requires passing a background check and completing pre licensing education. Brokers must also renew their license annually.
How long does a mortgage pre approval last in Texas?
A mortgage pre approval from a Plano broker typically remains valid for 60 to 90 days. The exact time frame depends on the lender and your financial situation. After that period you may need to update your documents.
Can a mortgage broker help with Texas homestead properties?
Yes a mortgage broker can assist with loans for Texas homestead properties. Texas law limits home equity loans to 80 percent of the property value. The broker will explain these rules and help you find a compliant loan.