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Find Mortgage Brokers Near You in Portland, TX

Directory of mortgage brokers in Portland, Texas. Verify credentials with the state mortgage licensing authority before hiring.

3 agents listed
Updated May 2026
Portland, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 3 mortgage brokers in Portland, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sun Loan Company
1581 US-181 Frontage #200, Portland, TX 78374
3616336035
Team Terry
1702 Hwy 181 N Suite A-10, Portland, TX 78374
3612154900
Mortgage Lender Portland TX
1500 Wildcat Dr, Portland, TX 78374
3612087860

Mortgage brokers in Portland Texas help you find home loan options from multiple lenders. They guide you through the application process and ensure compliance with Texas property laws, such as the Texas Home Equity Amendment. Working with a broker can simplify your search for a mortgage that fits your budget and goals.

What Does a Mortgage Broker in Portland Cost?

Mortgage brokers in Texas typically charge a fee between 1% and 2% of the loan amount. Some brokers may also receive a yield spread premium from the lender. For a $200,000 loan, this could mean costs of $2,000 to $4,000. However, some brokers offer no-fee options by earning compensation from lenders. Always ask for a written Loan Estimate to understand all fees. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in Portland Texas?
A mortgage broker acts as an intermediary between you and potential lenders. They compare loan products, interest rates, and terms from different sources. In Texas, they must hold a valid license from the Texas Department of Savings and Mortgage Lending.
Do I need a mortgage broker to buy a home in Texas?
No, you can apply directly with a bank or credit union. However, a broker can offer access to more lenders and help you find competitive rates. This can be useful if you have a unique financial situation or want to save time.
What documents do I need for a mortgage application in Texas?
You typically need recent pay stubs, tax returns, bank statements, and proof of identity. Texas law also requires a property appraisal and title search. Your broker will guide you through the full list of required items.