ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Browse mortgage brokers serving Richardson, Texas. Contact information and addresses listed below.
10 agents listed
Updated June 2026
Richardson, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Texas before hiring.
Showing 10 mortgage brokers in Richardson, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guidance Residential LLC
2435 N Central Expy Suite 225, Richardson, TX 75080
Mortgage brokers in Richardson Texas help home buyers and homeowners find suitable loan products from multiple lenders. Texas law requires mortgage brokers to hold a license from the Texas Department of Savings and Mortgage Lending. Richardson brokers often assist with conventional loans, FHA loans, and VA loans for the local housing market.
What Does a Mortgage Broker in Richardson Cost?
Mortgage broker costs in Texas typically include an origination fee of 0.5 percent to 1.5 percent of the loan amount. Some brokers charge a flat fee ranging from 1,000 to 3,000 dollars. Additional costs may include application fees, appraisal fees, and third party charges. Costs vary by loan type and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Richardson Texas?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information and shop for loan options that fit your needs. Brokers handle the application process but do not fund loans themselves.
Is a mortgage broker required to be licensed in Texas?
Yes. Texas law requires mortgage brokers to be licensed by the Texas Department of Savings and Mortgage Lending. You can verify a brokers license on the departments website before working with them.
How long does a typical mortgage process take in Texas?
The mortgage process in Texas usually takes 30 to 45 days from application to closing. Texas has specific rules for home equity loans that may add extra time, including a 12 day waiting period after application.
Get matched with agents in Richardson who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Texas.