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Compare mortgage brokers in Santa Fe. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Santa Fe, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 3 mortgage brokers in Santa Fe, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Saint Charles Mortgage LLC
13810 Coyote Run, Santa Fe, TX 77517
4099257710
Third Coast Home Buyers
16003 Three Oaks Boulevard, Santa Fe, TX 77517
8329301624
Motto Mortgage CTC
12121 FM1764, Santa Fe, TX 77510
4094409772
Mortgage brokers in Santa Fe, Texas help homebuyers and homeowners connect with lenders for purchase loans and refinancing. Texas has unique laws such as the Texas Home Equity Amendment which limits cash-out refinancing to 80% of the home value. A local broker can guide you through these regulations and help you find a loan that fits your needs.
What Does a Mortgage Broker in Santa Fe Cost?
Mortgage broker fees in Texas typically range from 1% to 2% of the loan amount. For a $250,000 home, this could be $2,500 to $5,000. Some brokers are paid by the lender through yield spread premiums, which may reduce your upfront costs. Always ask for a Loan Estimate that itemizes all fees. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Santa Fe Texas?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, shop for loan options, and help you compare rates and terms. In Texas, brokers must be licensed by the Texas Department of Savings and Mortgage Lending.
Do I need a mortgage broker or a direct lender in Santa Fe?
A mortgage broker can offer you loan options from several lenders, while a direct lender only offers its own products. If you want to compare multiple offers without applying to each bank separately, a broker can save time. Both options are common in Texas.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.