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Mortgage Brokers in Taylor, TX

Directory of mortgage brokers in Taylor, Texas. Verify credentials with the state mortgage licensing authority before hiring.

4 agents listed
Updated May 2026
Taylor, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 4 mortgage brokers in Taylor, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Western Finance
208 N Main St, Taylor, TX 76574
5123526807
Couch Home Loans
602 W 12th St #121, Taylor, TX 76574
8304606123
Top Notch Mortgage Powered By: Barton Creek Lending
117 W 4th St, Taylor, TX 76574
7373214606
PNC Mortgage
1701 N Main St, Taylor, TX 76574
5123523623

Mortgage brokers in Taylor, Texas help homebuyers and homeowners find suitable loan products from multiple lenders. Texas has specific laws regarding home equity loans and cash-out refinancing, including a maximum 80 percent loan-to-value ratio. A local broker can guide you through these regulations and connect you with lenders that fit your needs.

What Does a Mortgage Broker in Taylor Cost?

Mortgage brokers in Texas typically charge a fee of 1 to 2 percent of the loan amount. This fee can be paid by the borrower or the lender depending on the arrangement. Some brokers also charge a flat fee of $500 to $1,500. Costs vary by situation and loan type. This information is general and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in Taylor Texas?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, compare loan options, and help you apply for a mortgage that matches your situation.
Do I need a mortgage broker to buy a home in Taylor?
No, you can work directly with a bank or credit union. However, a broker can save you time by shopping multiple lenders for you and may find rates or terms you might not find on your own.
What Texas laws affect mortgage loans in Taylor?
Texas has strict rules on home equity loans under Section 50 of Article XVI of the Texas Constitution. For example, you cannot borrow more than 80 percent of your home value, and you must wait 12 months after closing to take out a new home equity loan.