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Compare Mortgage Brokers in Cottonwood Heights, UT

Looking for a mortgage broker in Cottonwood Heights? Review the directory below to compare your options.

20 agents listed
Updated June 2026
Cottonwood Heights, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Utah before hiring.
Showing 20 mortgage brokers in Cottonwood Heights, UT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Direct Rate Home Loans, Inc.
6985 S Union Park Center #150, Cottonwood Heights, UT 84047
(801) 506-2700 directrate.com
Matt Barrett | Intercap Lending, Inc.
2750 E Cottonwood Pkwy Suite 660, Cottonwood Heights, UT 84121
(801) 897-3222 intercaplending.com
Marylee Gilchrist at CrossCountry Mortgage
6925 S Union Park Center #120, Cottonwood Heights, UT 84047
(801) 898-6784 teammarylee.com
Mark Moyes Team | Intercap Lending
2750 E Cottonwood Pkwy Suite 660, Cottonwood Heights, UT 84121
(801) 999-0886 markmoyes.com
Brady Beyer Mortgage Consultant | Intercap Lending, Inc.
2750 E Cottonwood Pkwy Suite 660, Cottonwood Heights, UT 84121
(801) 414-8691 intercaplending.com
Brian Kesler | Fairway Mortgage
6965 S Union Park Center #140, Cottonwood Heights, UT 84121
(801) 230-5464 fairway.com
United First Mortgage
7351 South Union Park Ave Suite 225, Cottonwood Heights, UT 84093
(801) 308-5626 unitedfirstmortgage.com
Direct Rate Home Loans - Dante Esquibel
6985 S Union Park Center #150, Cottonwood Heights, UT 84047
(801) 819-9748 utahsmortgage.com
Smart Loan Lady: Linda Miller, Mortgage Advisor NMLS #39250
6740 S 1300 E #100, Cottonwood Heights, UT 84121
(801) 550-1222 rate.com
Cottonwood Lending Group
2825 E Cottonwood Pkwy Ste .500, Ofc# 578, Cottonwood Heights, UT 84121
(801) 706-7354 cottonwoodlendinggroup.com
Inspiro Financial
6925 S Union Park Center Suite 150, Cottonwood Heights, UT 84047
(801) 509-6400
Angie Martinez | Intercap Lending
2750 E Cottonwood Pkwy Suite 660, Cottonwood Heights, UT 84121
(801) 864-4199 intercaplending.com
Approved Home Loans
7135 S Highland Dr STE 202, Cottonwood Heights, UT 84121
(801) 899-9191 yourapprovedloan.com
Bluefish Home Loans, Mortgage Broker
6322 S 3000 E STE 110, Cottonwood Heights, UT 84121
(801) 916-2221 bluefishhomeloans.com
Ascension Mortgage Brokers, Inc.
3462 Tree Farm Ln, Cottonwood Heights, UT 84121
(801) 548-3654 ascensionmortgagebrokers-com.mysecureloan.com
The Spectre Mortgage Team at Direct Rate Home Loans
6985 S Union Park Center #150, Cottonwood Heights, UT 84047
(801) 759-5201 digitalmortgage.candidcrm.com
Bruce Stephens - Loan Officer, Direct Rate Home Loans
6985 S Union Park Center, Cottonwood Heights, UT 84047
(801) 510-9588 directrate.com
Randy Wright at Rate (NMLS #8977)
6740 S 1300 E Suite 100, Cottonwood Heights, UT 84121
(801) 265-8900 rate.com
Salt Lake City Lending Group: Nicole Densley Semerad, Mortgage Broker NMLS #215972
3126 Danish Ridge Way, Cottonwood Heights, UT 84121
(801) 633-3623 saltlakecitylendinggroup.com
Associated Mortgage LC
2469 East Fort Union Blvd STE 108, Cottonwood Heights, UT 84121
(801) 943-1999 associatedmtg.com

Mortgage brokers in Cottonwood Heights Utah help home buyers and refinancing homeowners find suitable loan products. Utah law requires brokers to be licensed through the Nationwide Multistate Licensing System. Local brokers know the unique real estate market in the Salt Lake Valley and can guide you through Utah-specific requirements like the Utah State Tax Commission property tax rules.

What Does a Mortgage Broker in Cottonwood Heights Cost?

Mortgage broker fees in Utah typically range from 1% to 2% of the loan amount. For a $400,000 home loan, this means $4,000 to $8,000 in broker fees. Some brokers charge a flat fee instead of a percentage. You may also pay application fees and third-party costs like appraisal and credit report fees. Note that this is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker do in Cottonwood Heights?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, compare loan options from different banks and credit unions, and help you choose a mortgage that fits your needs. In Utah, brokers must follow the Utah Residential Mortgage Practices Act.
Do I need a mortgage broker or can I go directly to a bank?
You can go directly to a bank, but a broker can save you time by shopping multiple lenders for you. Brokers often have access to wholesale rates not available to the public. In Utah, brokers must disclose their compensation and any fees upfront.