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Compare Mortgage Brokers in Cottonwood Heights, UT
Directory of mortgage brokers in Cottonwood Heights, Utah. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Cottonwood Heights, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 20 mortgage brokers in Cottonwood Heights, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Direct Rate Home Loans, Inc.
6985 S Union Park Center #150, Cottonwood Heights, UT 84047
8015062700
Matt Barrett | Intercap Lending, Inc.
2750 E Cottonwood Pkwy Suite 660, Cottonwood Heights, UT 84121
8018973222
Marylee Gilchrist at CrossCountry Mortgage
6925 S Union Park Center #120, Cottonwood Heights, UT 84047
8018986784
Mark Moyes Team | Intercap Lending
2750 E Cottonwood Pkwy Suite 660, Cottonwood Heights, UT 84121
8019990886
Brady Beyer Mortgage Consultant | Intercap Lending, Inc.
2750 E Cottonwood Pkwy Suite 660, Cottonwood Heights, UT 84121
8014148691
Brian Kesler | Fairway Mortgage
6965 S Union Park Center #140, Cottonwood Heights, UT 84121
8012305464
United First Mortgage
7351 South Union Park Ave Suite 225, Cottonwood Heights, UT 84093
8013085626
Direct Rate Home Loans - Dante Esquibel
6985 S Union Park Center #150, Cottonwood Heights, UT 84047
8018199748
Smart Loan Lady: Linda Miller, Mortgage Advisor NMLS #39250
6740 S 1300 E #100, Cottonwood Heights, UT 84121
8015501222
Cottonwood Lending Group
2825 E Cottonwood Pkwy Ste .500, Ofc# 578, Cottonwood Heights, UT 84121
8017067354
Inspiro Financial
6925 S Union Park Center Suite 150, Cottonwood Heights, UT 84047
8015096400
Angie Martinez | Intercap Lending
2750 E Cottonwood Pkwy Suite 660, Cottonwood Heights, UT 84121
8018644199
Approved Home Loans
7135 S Highland Dr STE 202, Cottonwood Heights, UT 84121
8018999191
Bluefish Home Loans, Mortgage Broker
6322 S 3000 E STE 110, Cottonwood Heights, UT 84121
8019162221
Ascension Mortgage Brokers, Inc.
3462 Tree Farm Ln, Cottonwood Heights, UT 84121
8015483654
The Spectre Mortgage Team at Direct Rate Home Loans
6985 S Union Park Center #150, Cottonwood Heights, UT 84047
8017595201
Bruce Stephens - Loan Officer, Direct Rate Home Loans
6985 S Union Park Center, Cottonwood Heights, UT 84047
8015109588
Randy Wright at Rate (NMLS #8977)
6740 S 1300 E Suite 100, Cottonwood Heights, UT 84121
8012658900
Salt Lake City Lending Group: Nicole Densley Semerad, Mortgage Broker NMLS #215972
3126 Danish Ridge Way, Cottonwood Heights, UT 84121
8016333623
Associated Mortgage LC
2469 East Fort Union Blvd STE 108, Cottonwood Heights, UT 84121
8019431999
Mortgage brokers in Cottonwood Heights Utah help home buyers and refinancing homeowners find suitable loan products. Utah law requires brokers to be licensed through the Nationwide Multistate Licensing System. Local brokers know the unique real estate market in the Salt Lake Valley and can guide you through Utah-specific requirements like the Utah State Tax Commission property tax rules.
What Does a Mortgage Broker in Cottonwood Heights Cost?
Mortgage broker fees in Utah typically range from 1% to 2% of the loan amount. For a $400,000 home loan, this means $4,000 to $8,000 in broker fees. Some brokers charge a flat fee instead of a percentage. You may also pay application fees and third-party costs like appraisal and credit report fees. Note that this is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Cottonwood Heights?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, compare loan options from different banks and credit unions, and help you choose a mortgage that fits your needs. In Utah, brokers must follow the Utah Residential Mortgage Practices Act.
Do I need a mortgage broker or can I go directly to a bank?
You can go directly to a bank, but a broker can save you time by shopping multiple lenders for you. Brokers often have access to wholesale rates not available to the public. In Utah, brokers must disclose their compensation and any fees upfront.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Utah.