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Directory of mortgage brokers in Midvale, Utah. Verify credentials with the state mortgage licensing authority before hiring.
7 agents listed
Updated May 2026
Midvale, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 7 mortgage brokers in Midvale, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage Company
1275 East Fort Union Blvd suite 100, Midvale, UT 84047
8015832100
KAI Mortgage
7090 Union Park Ave Ste 325, Midvale, UT 84047
8013067306
Avanti Mortgage Midvale
7646 Union Park Ave B, Midvale, UT 84047
8015977372
Debbie Kraft
7660 Holden St, Midvale, UT 84047
8016161992
Jeno Bins Mortgage Broker NMLS #2626480
7090 Union Park Ave Suite 325, Midvale, UT 84047
4352251511
Jason Ramirez - Kai Mortgage
7090 Union Park Ave Ste 325, Midvale, UT 84047
3854441587
Braxton Mora | KAI Mortgage
7090 Union Park Ave Ste 325, Midvale, UT 84047
8018332962
Mortgage brokers in Midvale Utah help home buyers and refinancers find suitable loan products from multiple lenders. Utah law requires mortgage brokers to be licensed through the Nationwide Multistate Licensing System. Working with a local broker can provide insight into Midvale real estate market trends and Utah specific loan programs like the Utah Housing Corporation first time home buyer assistance.
What Does a Mortgage Broker in Midvale Cost?
Mortgage brokers in Utah typically charge a fee of 1% to 2% of the loan amount. For a $400,000 home this could be $4,000 to $8,000. Some brokers are paid by the lender through yield spread premiums which may reduce your upfront cost. Costs vary based on loan type and complexity. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Midvale Utah?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, shop for loan options, and help you choose a mortgage that fits your needs. Brokers do not lend money directly but connect you with lenders who do.
Do I need a mortgage broker to buy a home in Utah?
No, you can apply directly with banks or credit unions. However a broker can save you time by comparing offers from several lenders at once. This can be helpful if you have unique income or credit situations.
What are the licensing requirements for mortgage brokers in Utah?
Utah requires mortgage brokers to be licensed through the NMLS and to complete pre licensing education and a background check. They must also renew their license annually and follow state regulations under the Utah Residential Mortgage Practices Act.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Utah.