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Directory of mortgage brokers in Colonial Heights, Virginia. Verify credentials with the state state mortgage licensing authority before hiring.
14 agents listed
Updated June 2026
Colonial Heights, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.
Showing 14 mortgage brokers in Colonial Heights, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Presidential Bank Mortgage
2425 Boulevard Suite 1, Colonial Heights, VA 23834
Mortgage brokers in Colonial Heights Virginia help home buyers and refinancing homeowners find suitable loan products from multiple lenders. Virginia law requires mortgage brokers to be licensed through the Virginia State Corporation Commission and follow specific disclosure rules. Working with a local broker can provide insight into Colonial Heights real estate market trends and local lender requirements.
What Does a Mortgage Broker in Colonial Heights Cost?
Mortgage broker fees in Virginia typically range from 1% to 2% of the loan amount. This is often called the origination fee or broker fee. Some brokers charge a flat fee between $2,000 and $5,000. You may also pay for third party services like appraisals and credit reports. Costs vary by lender, loan type, and your financial situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Colonial Heights Virginia?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan options from various banks and credit unions, and help you complete the application process. In Virginia, brokers must provide a Loan Estimate within three business days of receiving your application.
How do I choose a mortgage broker in Colonial Heights?
Look for a broker licensed with the Virginia State Corporation Commission. Check their history on the Nationwide Multistate Licensing System. Ask about their experience with Colonial Heights properties and their knowledge of Virginia specific programs like the Virginia Housing Development Authority loans.
Are there Virginia specific laws for mortgage brokers?
Yes. Virginia Code Title 6.2 Chapter 17 regulates mortgage brokers and loan originators. Brokers must provide a written disclosure of fees and any conflicts of interest. Virginia also requires a three day right of rescission for refinances on your primary residence.
Get matched with agents in Colonial Heights who handle your type of case.
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Legal Notice
BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Virginia.