ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of mortgage brokers in Hampton, Virginia. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Hampton, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 3 mortgage brokers in Hampton, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Debbie Robbins Loan Officer with RW Towne Mortgage
2306 Cunningham Dr, Hampton, VA 23666
7574099075
OneMain Financial
3005 W Mercury Blvd, Hampton, VA 23666
7578262296
Old Point Mortgage
101 E Queen St Suite 250, Hampton, VA 23669
7577697169
Mortgage brokers in Hampton Virginia help home buyers and homeowners find suitable loan products from multiple lenders. Virginia law requires mortgage brokers to be licensed through the Virginia State Corporation Commission. Brokers can assist with conventional loans FHA loans VA loans and USDA loans common in the Hampton Roads area.
What Does a Mortgage Broker in Hampton Cost?
Mortgage broker fees in Virginia typically range from 1 percent to 3 percent of the loan amount. For a 300000 dollar home this equals 3000 to 9000 dollars. Some brokers charge a flat fee between 2000 and 5000 dollars. Virginia law caps certain origination fees but not broker compensation. Costs vary by loan type lender and borrower profile. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the difference between a mortgage broker and a loan officer in Hampton Virginia?
A mortgage broker works with multiple lenders to find you a loan while a loan officer works for one specific bank or credit union. Brokers in Virginia must hold a license from the Virginia State Corporation Commission and complete continuing education requirements.
Does Virginia require a mortgage broker to disclose fees?
Yes Virginia law requires mortgage brokers to provide a Good Faith Estimate of closing costs within three business days of receiving a loan application. The broker must also disclose any fees or commissions they receive from lenders.
How long does a typical mortgage pre-approval take in Hampton Virginia?
A mortgage pre-approval from a Hampton broker usually takes one to three business days. The broker reviews your credit income and assets to determine loan eligibility. Virginia law allows a three day right of rescission for refinances on primary residences.
Free • No Obligation
Compare Mortgage Brokers
Get matched with agents in Hampton who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.