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Looking for a mortgage broker in Herndon? Review the directory below to compare your options.
9 agents listed
Updated May 2026
Herndon, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 9 mortgage brokers in Herndon, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage brokers in Herndon, Virginia help home buyers and homeowners find suitable loan products from multiple lenders. Virginia law requires mortgage brokers to be licensed through the Virginia State Corporation Commission. Herndon is located in Fairfax County, where property values and loan amounts often require careful comparison of rates and terms.
What Does a Mortgage Broker in Herndon Cost?
In Virginia, mortgage broker fees typically range from 1% to 3% of the loan amount. For a $400,000 home loan, that could be $4,000 to $12,000. Some brokers charge a flat fee instead of a percentage. You may also pay application fees, processing fees, and third-party costs like appraisals. Costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker in Herndon do?
A mortgage broker acts as an intermediary between you and multiple lenders to find a home loan that fits your needs. They gather your financial information, shop rates, and handle the application process. Unlike a bank loan officer, a broker works with several lenders at once.
Do I need a mortgage broker to buy a home in Herndon Virginia?
No, you are not required to use a mortgage broker. You can apply directly with banks or credit unions. However, a broker can save you time by comparing options from different lenders, which may help you find competitive rates and terms.
How are mortgage brokers regulated in Virginia?
Mortgage brokers in Virginia must be licensed by the Virginia State Corporation Commission Bureau of Financial Institutions. They must follow state laws regarding disclosure of fees and loan terms. You can verify a brokers license on the SCC website before working with them.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.