Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 5 mortgage brokers in Centralia, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Summit Funding, Inc.
1616 S Gold St Suite 6, Centralia, WA 98531
3603304037
Guild Mortgage Company
601 W Main St, Centralia, WA 98531
3603304464
Guild Mortgage - Travis Wentworth
601 W Main St, Centralia, WA 98531
3603304464
Mortgage One Northwest, Inc
1112 View Ave, Centralia, WA 98531
3606695458
Andy Millet - Mortgage One Northwest - NMLS#2602671
1112 View Ave Office A, Centralia, WA 98531
3605202696
What Does a Mortgage Broker in Centralia Cost?
In Washington, mortgage broker fees typically range from 1% to 2% of the loan amount. For a $300,000 loan, this means $3,000 to $6,000 in broker compensation. Some brokers charge a flat fee instead of a percentage. Additional costs may include application fees, appraisal fees, and third-party services. Costs vary by loan type and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Centralia Washington?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan options, and help you complete the application process. In Washington, brokers must follow state regulations and disclose all fees upfront.
How do I choose a mortgage broker in Centralia?
Look for a broker licensed with the Washington Department of Financial Institutions. Check their experience with local properties and ask about lender networks. You can verify a brokers license on the Nationwide Multistate Licensing System website.
Are there specific Washington laws for mortgage brokers?
Yes. Washington Revised Code Chapter 19.146 governs mortgage broker practices. Brokers must provide a Loan Estimate within three business days of your application. They are also required to disclose any fees or conflicts of interest before you commit.