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Find Mortgage Brokers Near You in Ephrata, WA

Looking for a mortgage broker in Ephrata? Review the directory below to compare your options.

15 agents listed
Updated June 2026
Ephrata, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Washington before hiring.
Showing 15 mortgage brokers in Ephrata, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
YM Taxes
524 Division Ave E Unit A, Ephrata, WA 98823
(509) 219-0684 ymtaxes.com
Granco Federal Credit Union
217 Alder St SW, Ephrata, WA 98823
(509) 754-5233 granco.org
Washington Trust Bank
261 Basin St SW, Ephrata, WA 98823
(509) 754-3534 watrust.com
Empower Accounting & Consulting LLC
66 Basin St SW #2, Ephrata, WA 98823
(509) 472-2022
First Interstate Bank
66 Basin St SW, Ephrata, WA 98823
(509) 717-2255 locations.firstinterstatebank.com
Edward Jones - Financial Advisor: Bonnie J Helvey
234 1st Ave NW, Ephrata, WA 98823
(509) 754-4370 edwardjones.com
Edward Jones - Financial Advisor: Emma L Isaak, AAMS®
234 1st Ave NW, Ephrata, WA 98823
(509) 289-6451 edwardjones.com
Waypoint Wealth Management
925 Basin St SW, Ephrata, WA 98823
(509) 754-9800 waypointwealth.com
Lorena Urrutia – Banner Bank Residential Loan Officer
447 Basin St SW, Ephrata, WA 98823
(509) 670-8575
Edward Jones - Financial Advisor: Jeremy V Iverson, AAMS®|CRPC™|SE-AWMA®
1529 Basin St SW, Ephrata, WA 98823
(509) 398-8445 edwardjones.com
Edward Jones - Financial Advisor: Rob Lybbert, AAMS®
1070 Basin St SW # D, Ephrata, WA 98823
(509) 754-7188 edwardjones.com
Chase Mortgage
109 Division Ave W, Ephrata, WA 98823
(509) 754-2445 chase.com
Edward Jones - Financial Advisor: Jason Robinson
234 1st Ave NW, Ephrata, WA 98823
(509) 754-4370 edwardjones.com
Scott Adams Real Estate Central Washington
1133 Basin St SW, Ephrata, WA 98823
(509) 797-3698 scottadams.withwre.com
Johnny Reyes Real Estate
1133 Basin St SW, Ephrata, WA 98823
(509) 398-0380 johnnyreyes.withwre.com

Mortgage brokers in Ephrata Washington help homebuyers and homeowners find suitable loan products from multiple lenders. They work with conventional FHA VA and USDA loans which are common in rural areas. Washington law requires brokers to be licensed through the Department of Financial Institutions and to provide a Loan Estimate within three business days of application.

What Does a Mortgage Broker in Ephrata Cost?

Mortgage broker fees in Washington typically range from 1 percent to 3 percent of the loan amount. This may be paid by the borrower or the lender depending on the arrangement. Additional costs include application fees and third party charges for appraisal and credit report. Costs vary by case and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker in Ephrata do?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information and shop for loan options that fit your needs. In Washington brokers must disclose all fees and compensation upfront.
How do I choose a mortgage broker in Ephrata Washington?
Look for a broker licensed with the Washington Department of Financial Institutions. Check their experience with local property types and loan programs. Ask for references and compare their fee structures before committing.
Are there special loan programs for Ephrata or Grant County?
Yes USDA loans are popular for rural areas like Ephrata and do not require a down payment. Washington also offers the Washington State Housing Finance Commission programs for first time homebuyers. A local broker can explain eligibility requirements.

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