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Directory of mortgage brokers in Ephrata, Washington. Verify credentials with the state mortgage licensing authority before hiring.
15 agents listed
Updated May 2026
Ephrata, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 15 mortgage brokers in Ephrata, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
YM Taxes
524 Division Ave E Unit A, Ephrata, WA 98823
5092190684
Granco Federal Credit Union
217 Alder St SW, Ephrata, WA 98823
5097545233
Washington Trust Bank
261 Basin St SW, Ephrata, WA 98823
5097543534
Empower Accounting & Consulting LLC
66 Basin St SW #2, Ephrata, WA 98823
5094722022
First Interstate Bank
66 Basin St SW, Ephrata, WA 98823
5097172255
Edward Jones - Financial Advisor: Bonnie J Helvey
234 1st Ave NW, Ephrata, WA 98823
5097544370
Edward Jones - Financial Advisor: Emma L Isaak, AAMS®
234 1st Ave NW, Ephrata, WA 98823
5092896451
Waypoint Wealth Management
925 Basin St SW, Ephrata, WA 98823
5097549800
Lorena Urrutia – Banner Bank Residential Loan Officer
447 Basin St SW, Ephrata, WA 98823
5096708575
Edward Jones - Financial Advisor: Jeremy V Iverson, AAMS®|CRPC™|SE-AWMA®
1529 Basin St SW, Ephrata, WA 98823
5093988445
Edward Jones - Financial Advisor: Rob Lybbert, AAMS®
1070 Basin St SW # D, Ephrata, WA 98823
5097547188
Chase Mortgage
109 Division Ave W, Ephrata, WA 98823
5097542445
Edward Jones - Financial Advisor: Jason Robinson
234 1st Ave NW, Ephrata, WA 98823
5097544370
Scott Adams Real Estate Central Washington
1133 Basin St SW, Ephrata, WA 98823
5097973698
Johnny Reyes Real Estate
1133 Basin St SW, Ephrata, WA 98823
5093980380
Mortgage brokers in Ephrata Washington help homebuyers and homeowners find suitable loan products from multiple lenders. They work with conventional FHA VA and USDA loans which are common in rural areas. Washington law requires brokers to be licensed through the Department of Financial Institutions and to provide a Loan Estimate within three business days of application.
What Does a Mortgage Broker in Ephrata Cost?
Mortgage broker fees in Washington typically range from 1 percent to 3 percent of the loan amount. This may be paid by the borrower or the lender depending on the arrangement. Additional costs include application fees and third party charges for appraisal and credit report. Costs vary by situation and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker in Ephrata do?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information and shop for loan options that fit your needs. In Washington brokers must disclose all fees and compensation upfront.
How do I choose a mortgage broker in Ephrata Washington?
Look for a broker licensed with the Washington Department of Financial Institutions. Check their experience with local property types and loan programs. Ask for references and compare their fee structures before committing.
Are there special loan programs for Ephrata or Grant County?
Yes USDA loans are popular for rural areas like Ephrata and do not require a down payment. Washington also offers the Washington State Housing Finance Commission programs for first time homebuyers. A local broker can explain eligibility requirements.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.