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Compare mortgage lenders in Attalla. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Attalla, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 4 mortgage lenders in Attalla, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Heights Finance
958 Gilbert Ferry Rd SE, Attalla, AL 35954
2564399950
Check `n Go
977 Gilbert Ferry Rd SE Ste E, Attalla, AL 35954
2565383289
Exchange Bank of Alabama - Attalla, AL
923 Cleveland Ave, Attalla, AL 35954
2565387875
Republic Finance
946 Gilbert Ferry Rd SE, Attalla, AL 35954
2565381390
Mortgage lenders in Attalla Alabama help homebuyers secure financing for residential properties. Alabama law requires lenders to be licensed through the Alabama State Banking Department. Local lenders understand the Attalla real estate market and can guide you through the loan process from pre-approval to closing.
What Does a Mortgage Lender in Attalla Cost?
Typical mortgage costs in Alabama include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of $400 to $700, and title insurance of $500 to $1,500. Closing costs usually range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage in Attalla Alabama?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Alabama lenders may also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in Alabama?
The mortgage process in Alabama usually takes 30 to 45 days from application to closing. This timeline can vary based on the loan type and the lenders current workload.
What are the down payment requirements for an Alabama mortgage?
Down payment requirements vary by loan type. Conventional loans often require 3 to 20 percent down. FHA loans allow as little as 3.5 percent down for qualified borrowers in Alabama.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.