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Directory of mortgage lenders in Bessemer, Alabama. Verify credentials with the state mortgage licensing authority before hiring.
12 agents listed
Updated May 2026
Bessemer, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 12 mortgage lenders in Bessemer, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
5031 Ford Pkwy Suite 109, Bessemer, AL 35022
2054241717
U.S. Title Loans
823 9th Ave N, Bessemer, AL 35020
2054819454
Credit Central
536 W Town Plz, Bessemer, AL 35020
2054240714
1st Franklin Financial
718 Academy Dr Suite 108, Bessemer, AL 35022
2054260711
Tower Loan
5031 Ford Pkwy Ste 102, Bessemer, AL 35022
2054321093
Regional Finance
5031 Ford Pkwy #104, Bessemer, AL 35022
2054327800
OneMain Financial
700 Academy Dr #100, Bessemer, AL 35022
2054286237
Mutual Finance
5031 Ford Pkwy #101, Bessemer, AL 35022
2054285626
Bessemer Finance Company
1819 3rd Ave N, Bessemer, AL 35020
2054286361
PNC Mortgage
1719 4th Ave N, Bessemer, AL 35020
2054812520
Regions Mortgage
330 19th St N, Bessemer, AL 35020
8003256000
Regions Mortgage
5041 Bond Blvd, Bessemer, AL 35022
8003256000
Mortgage lenders in Bessemer Alabama help homebuyers secure financing for residential properties. Alabama law requires lenders to follow specific licensing rules under the Alabama Mortgage Broker Licensing Act. Local lenders understand the Bessemer real estate market and can guide you through the loan process from pre approval to closing.
What Does a Mortgage Lender in Bessemer Cost?
Typical mortgage lender costs in Alabama include origination fees of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance ranging from 500 to 1500 dollars. Closing costs in Alabama usually total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Bessemer Alabama?
You typically need pay stubs, tax returns, bank statements, and photo identification. Alabama lenders also require proof of homeowners insurance and a property appraisal as part of the underwriting process.
How long does it take to close on a mortgage in Alabama?
The average mortgage closing in Alabama takes 30 to 45 days. This timeline can vary based on loan type, appraisal scheduling, and how quickly you provide required documents to the lender.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.