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Looking for a mortgage lender in Boaz? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Boaz, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 2 mortgage lenders in Boaz, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Southern Home Mortgage Corporation
888 US-431, Boaz, AL 35957
2568409525
PIB Mortgage
121 Billy B Dyar Blvd, Boaz, AL 35957
2565931885
Mortgage lenders in Boaz Alabama help home buyers and homeowners secure financing for residential properties. Alabama law requires lenders to be licensed through the Alabama Banking Department and follow state specific regulations for loan disclosures and interest rates. Local lenders understand the Boaz real estate market and can guide you through the mortgage process from pre approval to closing.
What Does a Mortgage Lender in Boaz Cost?
Typical costs for a mortgage in Alabama include an origination fee of 0.5 percent to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance averaging 500 to 1,500 dollars. Closing costs in Alabama generally range from 2 percent to 5 percent of the home purchase price. These costs vary by lender, loan type, and property location. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Boaz Alabama?
You typically need pay stubs, tax returns, bank statements, and photo identification. Alabama lenders also require a credit check and proof of assets. Self employed borrowers may need additional business financial records.
How long does it take to close on a mortgage in Alabama?
The average mortgage closing in Alabama takes 30 to 45 days from application to closing. Delays can occur if appraisals or title searches take longer than expected. Your lender will provide a timeline at the start of the process.
Are there first time home buyer programs in Boaz Alabama?
Yes Alabama offers first time home buyer programs through the Alabama Housing Finance Authority. These programs provide down payment assistance and lower interest rates for qualified buyers. Local lenders in Boaz can help you apply for these state funded options.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.