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Looking for a mortgage lender in Homewood? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Homewood, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 5 mortgage lenders in Homewood, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ransom Kelly - Assurance Financial
2810 Crescent Ave, Homewood, AL 35209
2056058027
Assurance Financial - Homewood
2810 Crescent Ave, Homewood, AL 35209
2057743400
Kimekia Holifield, Mortgage Loan Officer - First Horizon Bank
2340 Woodcrest Pl, Homewood, AL 35209
2058035939
Lendello Mortgage
2700 Rogers Dr, Homewood, AL 35209
2057303793
Trustmark
1808 29th Ave S, Homewood, AL 35209
2059095578
Mortgage lenders in Homewood Alabama help homebuyers and homeowners secure financing for residential properties. Alabama law requires mortgage lenders to be licensed through the Alabama State Banking Department. Local lenders understand the Homewood real estate market and can guide you through loan options including conventional FHA and VA loans.
What Does a Mortgage Lender in Homewood Cost?
Typical costs for a mortgage lender in Alabama include an origination fee of 0.5% to 1% of the loan amount appraisal fees of $400 to $700 and title insurance costs of $500 to $1,500. Closing costs in Alabama generally range from 2% to 5% of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage pre-approval in Homewood?
You typically need recent pay stubs W-2 forms tax returns bank statements and a valid ID. Alabama lenders follow standard federal guidelines for documentation. Your lender will provide a complete list based on your employment and financial situation.
How long does the mortgage process take in Alabama?
The mortgage process in Alabama usually takes 30 to 45 days from application to closing. Alabama law allows for a three-day right of rescission on most refinances. Your timeline depends on the loan type and property appraisal.
Are there first-time homebuyer programs in Homewood Alabama?
Yes Alabama offers the Step Up program through the Alabama Housing Finance Authority. This program provides down payment assistance and competitive interest rates for qualified first-time buyers. Homewood residents may also qualify for local grant programs.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.