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Find Mortgage Lenders Near You in Opelika, AL

Browse mortgage lenders serving Opelika, Alabama. Contact information and addresses listed below.

12 agents listed
Updated May 2026
Opelika, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 12 mortgage lenders in Opelika, AL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance America
3000 Pepperell Pkwy #10, Opelika, AL 36801
3347373320
1st Franklin Financial
3000 Pepperell Pkwy #6, Opelika, AL 36801
3347056414
Loan South Finance
3796 A Pepperell Pkwy, Opelika, AL 36801
3347597096
Tina Flinn | SouthState Mortgage
701 2nd Ave, Opelika, AL 36801
3342686252
Quinten Burks
801 S Railroad Ave Stes 101 & 102, Opelika, AL 36801
3343440483
Green Street Mortgage Lenders Inc
600 Ave A, Opelika, AL 36801
2517520384
The Way Mortgage
3120 Frederick Rd Ste 1, Opelika, AL 36804
2056126342
Alabama Ag Credit
1431 Gateway Dr, Opelika, AL 36801
3347493303
Kyle Frazier- CrossCountry Mortgage
801 S Railroad Ave suite 101, Opelika, AL 36801
3343325444
Southeast Mortgage
Opelika, AL 36801
2564961232
Movement Mortgage
801 S Railroad Ave, Opelika, AL 36801
8773141499
Diversified Mortgage Brokerage, LLC
102 S 6th St, Opelika, AL 36801
3342462537

Opelika Alabama home buyers and refinancing homeowners can work with local mortgage lenders to secure a home loan. Alabama law requires all mortgage loan originators to be licensed through the Alabama Banking Department. Working with a local lender can help you understand specific requirements for Lee County property transactions.

What Does a Mortgage Lender in Opelika Cost?

Typical costs for a mortgage in Alabama include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs in Opelika usually range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Opelika?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Alabama lenders also require a property appraisal and title search for the Opelika area.
How long does it take to close on a home loan in Alabama?
Closing on a mortgage in Alabama usually takes 30 to 45 days from application to final signing. The timeline can vary based on loan type and appraisal availability in Lee County.