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Browse mortgage lenders serving Oxford, Alabama. Contact information and addresses listed below.
11 agents listed
Updated May 2026
Oxford, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 11 mortgage lenders in Oxford, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
1st Franklin Financial
1716 Hamric Dr E Suite 5/6, Oxford, AL 36203
2568320450
Cynthia Roden and Brad Bentley | Fairway Independent Mortgage Corp
1047 Hamric Dr E, Oxford, AL 36203
2563101807
Regional Finance
1225 Snow St Suite 4, Oxford, AL 36203
2568351374
SC Mortgage Team -Fairway Independent Mortgage Corporation
250 Spring Branch Rd, Oxford, AL 36203
2563102485
LendNation
650 S Quintard Ave, Oxford, AL 36203
2568353883
Miranda Kelley - Team Acopia | Lower Mortgage
1711C Hillyer Robinson Industrial Pkwy C, Oxford, AL 36203
2564532479
Southwest Funding
1600 Hillyer Robinson Industrial Pkwy Suite D, Oxford, AL 36203
2563129485
Lendmark Financial Services LLC
190 Oxford Exchange Blvd, Oxford, AL 36203
2564054547
OneMain Financial
660 Creekside Dr Ste 1, Oxford, AL 36203
2568316466
Edwin Mortgage Team at Edge Home Finance
7 Snow St, Oxford, AL 36203
2563716811
PNC Mortgage
720 Quintard Dr, Oxford, AL 36203
2568311212
Mortgage lenders in Oxford Alabama help home buyers and homeowners secure financing for property purchases and refinancing. Alabama law requires lenders to be licensed through the Alabama State Banking Department. Local lenders understand the Oxford real estate market and can guide you through the loan process from pre approval to closing.
What Does a Mortgage Lender in Oxford Cost?
Typical costs for a mortgage lender in Alabama include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and a credit report fee of 30 to 50 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. These amounts vary based on the loan type, property value, and lender policies. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Oxford Alabama?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid photo ID. Self employed borrowers may need additional profit and loss statements. Lenders use these documents to verify your income and assets.
How long does the mortgage process take in Alabama?
The typical mortgage process in Alabama takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the appraisal takes longer. Your lender will provide a timeline estimate at the start.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.