Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 6 mortgage lenders in Semmes, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
TitleMax Title Pawns
7835 Moffett Rd, Semmes, AL 36575
2516496880
World Finance
7941 Moffett Rd Suite E, Semmes, AL 36575
2513806143
New Horizons Credit Union
3385 Schillinger Rd N Suite 19, Semmes, AL 36575
2513163240
Kyri Patterson - The Mortgage Lady
3558 Oak Tree Dr, Semmes, AL 36575
2513791071
Century Bank
7875 Moffett Rd A, Semmes, AL 36575
2516450275
PNC Mortgage
7800 Moffett Rd, Semmes, AL 36575
2516498602
What Does a Mortgage Lender in Semmes Cost?
Typical costs for a mortgage lender in Alabama include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs around $500 to $1,000. Closing costs in Alabama generally range from 2% to 5% of the purchase price. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Semmes?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. Alabama lenders may also ask for proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in Alabama?
The mortgage process in Alabama usually takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the property appraisal takes longer.
Are there first-time homebuyer programs in Semmes?
Yes, Alabama offers the Step Up program through the Alabama Housing Finance Authority. This program provides down payment assistance and competitive interest rates for eligible first-time buyers in Semmes.