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Find Mortgage Lenders in Fairbanks, AK

Directory of mortgage lenders in Fairbanks, Alaska. Verify credentials with the state mortgage licensing authority before hiring.

14 agents listed
Updated May 2026
Fairbanks, AK
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alaska before hiring.
Showing 14 mortgage lenders in Fairbanks, AK Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Spirit of Alaska Credit Union – Gillam
1417 Gillam Wy, Fairbanks, AK 99701
9074595900
Global Credit Union
1292 Sadler Way, Fairbanks, AK 99701
8005259094
Global Credit Union
1261 Airport Way, Fairbanks, AK 99701
8005259094
Fidelity Title Agency of Alaska, LLC
250 Cushman St STE 2B, Fairbanks, AK 99701
9074573250
First Rate Financial Fairbanks
728 Gaffney Rd Suite 101, Fairbanks, AK 99701
9072225500
Mt. McKinley Bank
500 4th Ave, Fairbanks, AK 99701
9074521751
Residential Mortgage
324 Old Steese Hwy Suite 102, Fairbanks, AK 99701
9074528800
Cornerstone Home Lending | Fairbanks
330 Wendell Ave # A, Fairbanks, AK 99701
9072054253
Global Credit Union Home Loans | License #AK157293
1292 Sadler Way Ste 115, Fairbanks, AK 99701
8007373033
Lisa Phillips at CrossCountry Mortgage
250 Cushman St Suite #3G, Fairbanks, AK 99701
9072067747
Antwuan Cooks at CrossCountry Mortgage
250 Cushman St Suite #3G, Fairbanks, AK 99701
9072062661
AAA Mortgage Inc
516 2nd Ave #323, Fairbanks, AK 99701
9073740566
Barclay Roeder Mortgage Broker #1170412
728 Gaffney Rd Suite 101, Fairbanks, AK 99701
9072225560
Dev-Das
356 Old Steese Hwy, Fairbanks, AK 99701
7705966746

Mortgage lenders in Fairbanks Alaska help home buyers and homeowners secure loans for residential properties. Alaska has unique programs like the Alaska Housing Finance Corporation (AHFC) which offers low interest loans and down payment assistance for qualified buyers. Local lenders understand the Fairbanks market including seasonal employment and rural property considerations.

What Does a Mortgage Lender in Fairbanks Cost?

Typical costs for a mortgage in Fairbanks include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $500 to $800, and title insurance which can cost $1,000 to $2,000. Closing costs generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Fairbanks?
You typically need pay stubs, tax returns, bank statements, and proof of identity. Alaska lenders may also ask for documentation related to any Permanent Fund Dividend (PFD) income you receive.
Are there special mortgage programs for Alaska residents?
Yes, the Alaska Housing Finance Corporation (AHFC) offers programs like the First Home loan and Home Advantage loan. These programs often have lower interest rates and require lower down payments for qualified Alaska residents.