Mortgage Lenders in Gilbert, AZ
Directory of mortgage lenders in Gilbert, Arizona. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Arizona before hiring.
Showing 20 mortgage lenders in Gilbert, AZ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in Gilbert Cost?
Typical costs for a mortgage lender in Arizona include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Closing costs in Maricopa County usually total 2 to 5 percent of the purchase price. These costs vary by lender and loan program. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Gilbert?
You typically need pay stubs, tax returns, bank statements, and a government ID. Arizona lenders may also require proof of homeowners insurance. Requirements vary by loan type and lender.
How long does the mortgage process take in Arizona?
The average mortgage process in Arizona takes 30 to 45 days. Arizona law does not set a specific time limit for closing. Delays can occur due to appraisal or title issues.
What is the minimum down payment for a home in Gilbert?
Minimum down payments depend on the loan type. FHA loans require 3.5 percent down. Conventional loans may require 5 percent or more. VA and USDA loans can offer zero down payment options.