Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arizona before hiring.
Showing 3 mortgage lenders in Prescott Valley, AZ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OnQ Home Loans | Prescott Valley
8098 E Valley Rd #1, Prescott Valley, AZ 86314
9287132128
Pilgrim Denny Team- Benchmark Mortgage
3194 N Windsong Dr, Prescott Valley, AZ 86314
9285418737
Chase Mortgage
7900 AZ-69, Prescott Valley, AZ 86314
9287716288
What Does a Mortgage Lender in Prescott Valley Cost?
Typical mortgage lender costs in Arizona include origination fees of 0.5 to 1 percent of the loan amount and appraisal fees of 400 to 700 dollars. Third party costs like title insurance and escrow fees can add 1500 to 3000 dollars. Closing costs usually range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Prescott Valley?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. Arizona lenders may also ask for proof of residency and a credit report. Each lender has specific requirements based on the loan type.
How long does it take to close on a home loan in Arizona?
The average mortgage closing in Arizona takes 30 to 45 days. Delays can occur due to appraisal issues or title work. Your lender will provide a timeline based on your specific loan program.
Are there any Arizona specific laws for mortgage lending?
Yes Arizona has anti predatory lending laws that restrict certain loan terms. Lenders must follow the Arizona Consumer Mortgage Protection Act. This law limits prepayment penalties and requires clear disclosure of fees.