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Find Mortgage Lenders in Sun City, AZ

Compare mortgage lenders in Sun City. Review contact information and insurance categorys before you decide.

2 agents listed
Updated June 2026
Sun City, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Arizona before hiring.
Showing 2 mortgage lenders in Sun City, AZ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PNC Mortgage
9915 W Bell Rd, Sun City, AZ 85351
(623) 972-2111 pnc.com
US Bank Mortgage
9899 W Bell Rd, Sun City, AZ 85351
(800) 872-2657 usbank.com

Sun City Arizona is a popular retirement community with many home buyers seeking mortgage lenders who understand local needs. Arizona law requires mortgage lenders to be licensed through the Arizona Department of Financial Institutions. Working with a local lender can help you navigate specific requirements for manufactured homes and age restricted communities common in Sun City.

What Does a Mortgage Lender in Sun City Cost?

Typical costs for a mortgage in Arizona include an origination fee of 0.5 to 1.0 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 1,500 to 3,000 dollars. Arizona also charges a mortgage recording tax of about 0.10 per 100 dollars of the loan amount. These costs vary by loan type and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the licensing requirements for mortgage lenders in Arizona?
Mortgage lenders in Arizona must hold a valid license from the Arizona Department of Financial Institutions. They also must register with the Nationwide Multistate Licensing System. You can verify a lenders license online before starting the application process.
Are there special loan programs for seniors in Sun City Arizona?
Yes many lenders offer reverse mortgages for homeowners aged 62 and older. Arizona also has property tax deferral programs for seniors. A local lender can explain how these options work with your specific financial situation.