ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of mortgage lenders in Sun City, Arizona. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Sun City, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arizona before hiring.
Showing 2 mortgage lenders in Sun City, AZ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PNC Mortgage
9915 W Bell Rd, Sun City, AZ 85351
6239722111
US Bank Mortgage
9899 W Bell Rd, Sun City, AZ 85351
8008722657
Sun City Arizona is a popular retirement community with many home buyers seeking mortgage lenders who understand local needs. Arizona law requires mortgage lenders to be licensed through the Arizona Department of Financial Institutions. Working with a local lender can help you navigate specific requirements for manufactured homes and age restricted communities common in Sun City.
What Does a Mortgage Lender in Sun City Cost?
Typical costs for a mortgage in Arizona include an origination fee of 0.5 to 1.0 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 1,500 to 3,000 dollars. Arizona also charges a mortgage recording tax of about 0.10 per 100 dollars of the loan amount. These costs vary by loan type and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the licensing requirements for mortgage lenders in Arizona?
Mortgage lenders in Arizona must hold a valid license from the Arizona Department of Financial Institutions. They also must register with the Nationwide Multistate Licensing System. You can verify a lenders license online before starting the application process.
Are there special loan programs for seniors in Sun City Arizona?
Yes many lenders offer reverse mortgages for homeowners aged 62 and older. Arizona also has property tax deferral programs for seniors. A local lender can explain how these options work with your specific financial situation.
What is the typical timeline for closing a mortgage in Arizona?
A typical mortgage closing in Arizona takes 30 to 45 days from application to funding. Arizona law requires a three day rescission period for refinances. Delays can occur if appraisals or title searches take longer than expected.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in Sun City who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Arizona.