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Find Mortgage Lenders in Surprise, AZ

Looking for a mortgage lender in Surprise? Review the directory below to compare your options.

14 agents listed
Updated June 2026
Surprise, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Arizona before hiring.
Showing 14 mortgage lenders in Surprise, AZ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Check Into Cash
13980 W Bell Rd UNIT 17, Surprise, AZ 85374
(623) 556-5520 local.checkintocash.com
Arnaiz Mortgage
15331 W Bell Rd #212, Surprise, AZ 85374
(623) 806-4645 arnaizmortgage.com
Radiant Financial Group LLC
Next to Vogue, 15411 W Waddell Rd Ste 107, Surprise, AZ 85379
(623) 584-7784 radiantfg.com
David Mangiapane - Mortgage Advisor - Radiant Financial Group LLC
15411 W Waddell Rd Ste 107, Surprise, AZ 85379
(623) 341-8497 davecanhelpyou.com
Wikoff Mortgage
14245 W Grand Ave Suite 2, Surprise, AZ 85374
(623) 308-5385 wikoffmtg.com
Lendmark Financial Services LLC
17173 N Litchfield Rd UNIT 39, Surprise, AZ 85374
(480) 428-8484 lendmarkfinancial.com
James Prigge - Radiant Financial Group
15411 W Waddell Rd Ste 107, Surprise, AZ 85379
(623) 910-2979 radiantfg.com
300 Cash Loans
12751 Crossroads Blvd, Surprise, AZ 85378
(623) 400-2711 300loan.com
Mortgage Beacon, L.L.C.
15270 W Brookside Ln Ste 125, Surprise, AZ 85374
(623) 544-4226 mortgagebeacon.us
Chase Home Lending
19500 N Sunrise Blvd, Surprise, AZ 85374
(332) 799-5456 homelendingadvisor.chase.com
Chase Home Lending
13912 W Waddell Rd, Surprise, AZ 85379
(909) 486-1432 homelendingadvisor.chase.com
U.S. Bank: Cinthia Carrillo
13753 W Bell Rd #001, Surprise, AZ 85374
(602) 212-2381
US Bank Mortgage
13753 W Bell Rd, Surprise, AZ 85374
(623) 474-3200 usbank.com
Chase Home Lending
17073 W Bell Rd, Surprise, AZ 85374
(602) 663-7471 homelendingadvisor.chase.com

Mortgage lenders in Surprise Arizona help homebuyers secure financing for residential properties. Arizona is a non judicial foreclosure state which can affect the terms of your loan agreement. Local lenders understand the Surprise real estate market and can guide you through the loan process from pre approval to closing.

What Does a Mortgage Lender in Surprise Cost?

Typical costs for a mortgage lender in Arizona include an origination fee of 0.5 to 1 percent of the loan amount appraisal fees from 400 to 700 dollars and title insurance costs around 1,000 to 2,000 dollars. Closing costs in Arizona generally range from 2 to 5 percent of the purchase price. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage loan in Surprise Arizona?
You typically need pay stubs tax returns bank statements and photo ID. Arizona lenders also require a signed purchase contract and proof of homeowners insurance before closing.
How long does the mortgage process take in Arizona?
The average mortgage process in Arizona takes 30 to 45 days from application to closing. Arizona law requires a final closing disclosure at least three business days before the closing date.
What is the minimum down payment for a home in Surprise Arizona?
Minimum down payments vary by loan type. FHA loans require 3.5 percent down conventional loans may allow 3 percent down and VA loans often require zero down payment for eligible borrowers.