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Browse mortgage lenders serving Vilonia, Arkansas. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Vilonia, AR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arkansas before hiring.
Showing 3 mortgage lenders in Vilonia, AR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Centennial Bank
1040 Main St, Vilonia, AR 72173
5017962181
First Security Bank
1137 Main St, Vilonia, AR 72173
5017968600
Gordon Financial Services
1135 Main St, Vilonia, AR 72173
5017967090
Mortgage lenders in Vilonia Arkansas help home buyers and homeowners secure financing for residential properties. Arkansas law requires all mortgage loan originators to be licensed through the Arkansas Securities Department. Local lenders can guide you through conventional FHA and VA loan programs specific to Faulkner County.
What Does a Mortgage Lender in Vilonia Cost?
Typical mortgage lender costs in Arkansas include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Credit report fees are usually 30 to 50 dollars. Title insurance in Arkansas costs about 0.5 percent of the purchase price. These costs vary by lender loan type and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the basic requirements to get a mortgage in Vilonia Arkansas?
You need a valid government ID proof of income tax returns and a credit report. Arkansas lenders typically require a minimum credit score of 620 for conventional loans. Self employed borrowers may need two years of tax returns.
How long does the mortgage process take in Arkansas?
The typical mortgage process in Arkansas takes 30 to 45 days from application to closing. Arkansas law requires a three business day right of rescission for refinances. Pre approval can be completed in one to two days.
What closing costs can I expect in Vilonia Arkansas?
Closing costs in Arkansas usually range from 2 to 5 percent of the loan amount. This includes lender fees title insurance appraisal and recording fees. Arkansas does not limit lender fees so costs vary by lender.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Arkansas.