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Mortgage Lenders in Alameda, CA

Looking for a mortgage lender in Alameda? Review the directory below to compare your options.

14 agents listed
Updated May 2026
Alameda, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 14 mortgage lenders in Alameda, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chris Freck @ EstaR Mortgage
2413 Webb Ave STE E, Alameda, CA 94501
5104631003
Chris Granger - Xpert Home Lending
1512 Webster St suite b, Alameda, CA 94501
4159878489
Fresh Home Loan Inc - Independent Mortgage Brokers - Garrick Werdmuller
1151 Harbor Bay Pkwy # 136, Alameda, CA 94502
5102825456
Rocket Mortgage Local
1512 Webster St suite b, Alameda, CA 94501
9257275806
Mit Mann, Mortgage Broker, California Real Estate Services (CRES)
2411 Santa Clara Ave Suite 1, Alameda, CA 94501
5105622444
Chris Mason - America's Home Loans
1512 Webster St, Alameda, CA 94501
4158469211
Jason Chan - Rocket Mortgage
1512 Webster St suite b, Alameda, CA 94501
9257275806
Stuart Davis @ e-Star Mortgage
2413 Webb Ave e2, Alameda, CA 94501
5105792330
The Finance Group
1101 Marina Village Pkwy, Alameda, CA 94501
5107646800
Baumann Mortgage - Katrine Rosenlund Baumann
2216 Santa Clara Ave, Alameda, CA 94501
5106465474
Peter Holmes
883 Island Dr suite f, Alameda, CA 94502
4159912699
US Bank Mortgage
2424 Santa Clara Ave, Alameda, CA 94501
8008722657
California Real Estate Finance
35 Cork Rd, Alameda, CA 94502
5103258800
EstaR Mortgage
2413 Webb Ave STE E, Alameda, CA 94501
5104631003

Mortgage lenders in Alameda California help home buyers and homeowners secure financing for residential properties. California law requires lenders to follow strict disclosure rules under the California Financing Law. Local lenders understand Alameda County property values and can guide you through the loan process.

What Does a Mortgage Lender in Alameda Cost?

Typical mortgage lender costs in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance costs around 1,000 to 2,500 dollars. Closing costs generally total 2 to 5 percent of the purchase price. Costs vary by lender, loan type, and property location. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Alameda?
You typically need pay stubs, tax returns, bank statements, and identification. California lenders may also ask for proof of homeowners insurance and a property appraisal.
How long does it take to close a mortgage in California?
A standard mortgage closing in California usually takes 30 to 45 days. Some lenders offer faster timelines but this depends on the loan type and your financial profile.
Are there California specific mortgage rules I should know?
Yes. California law requires lenders to provide a Good Faith Estimate and a Truth in Lending disclosure within three business days of your application. The state also limits prepayment penalties on certain loans.