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Looking for a mortgage lender in Albany? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Albany, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 4 mortgage lenders in Albany, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Oak Leaf Funding
1580 Solano Ave Suite D, Albany, CA 94707
5105252024
Mortgage Brokerage California - Lanny Clark - C2 Financial Corporation
828 San Pablo Ave STE 220A, Albany, CA 94706
5109007520
MPR Financial
1320 Solano Ave Suite 201, Albany, CA 94706
5105276146
Fishman Financial Group, Inc.
1604 Solano Ave, Albany, CA 94707
5105282255
Mortgage lenders in Albany California help home buyers and homeowners secure financing for property purchases and refinancing. California law requires lenders to provide detailed loan estimates and disclosures under the Truth in Lending Act and Real Estate Settlement Procedures Act. Albany is located in Alameda County where property values and loan amounts often exceed national averages.
What Does a Mortgage Lender in Albany Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 500 to 700 dollars, and title insurance costs of 1,000 to 2,000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage loan in Albany California?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and photo identification. California lenders may also require proof of homeowners insurance and property tax records.
How long does the mortgage approval process take in California?
The process usually takes 30 to 45 days from application to closing. California law mandates a three business day review period after you receive the loan estimate and closing disclosure.
Are there special loan programs for first time buyers in California?
Yes, California offers the CalHFA program with down payment assistance and competitive interest rates. Many lenders in Albany also offer FHA and conventional loans with low down payment options.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.