Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 4 mortgage lenders in Belmont, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Home Lending
1888 Ralston Ave, Belmont, CA 94002
6506707515
U.S. Bank-Lucy Ta-Mortgage Loan Officer
U.S. Bank Area Served, Belmont, CA 94002
6508712853
Ralston Capital Group
1050 Ralston Ave Suite, Belmont, CA 94002
6507870800
Mark Baldwin - Chase Home Lending Advisor - NMLS ID 899022
1888 Ralston Ave, Belmont, CA 94002
6506707515
What Does a Mortgage Lender in Belmont Cost?
Typical mortgage lender costs in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from 500 to 700 dollars, and title insurance from 1,000 to 3,000 dollars. Closing costs usually range from 2% to 5% of the purchase price. These amounts vary by loan type, property value, and lender policies. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Belmont California?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. California lenders also require a signed application and a credit report authorization.
How long does the mortgage approval process take in California?
The process usually takes 30 to 45 days from application to closing. California law requires a three business day right of rescission for refinances under the Truth in Lending Act.
Are there special mortgage programs for first time buyers in California?
Yes, the California Housing Finance Agency offers CalHFA programs with down payment assistance. Local Belmont lenders may also offer FHA and conventional loans with low down payment options.