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Browse mortgage lenders serving Castro Valley, California. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Castro Valley, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 mortgage lenders in Castro Valley, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Optimal Loans
4061 E Castro Valley Blvd Suite 260, Castro Valley, CA 94552
5104265626
Mortgage Girl, Inc
2811 Castro Valley Blvd #207, Castro Valley, CA 94546
5103663045
Mortgage lenders in Castro Valley California help home buyers and homeowners secure financing for property purchases and refinances. California law requires lenders to follow strict disclosure rules under the California Residential Mortgage Lending Act. Local lenders understand the Alameda County real estate market and can guide you through the loan process.
What Does a Mortgage Lender in Castro Valley Cost?
Typical mortgage lender costs in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance costs around 1,000 to 2,000 dollars. Third party fees for credit reports and escrow services add several hundred dollars. Costs vary by loan type, property value, and lender policies. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Castro Valley?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. California lenders also require a signed authorization to check your credit report.
How long does it take to close a mortgage loan in California?
A typical mortgage loan in California closes in 30 to 45 days. Some lenders offer expedited timelines for certain loan types.
Are there California specific mortgage programs for first time buyers?
Yes, the California Housing Finance Agency offers the CalHFA program with down payment assistance. These programs have specific income and purchase price limits for Alameda County.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.