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Directory of mortgage lenders in Cathedral City, California. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Cathedral City, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 4 mortgage lenders in Cathedral City, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Castle & Cooke Mortgage
68828 Ramon Rd # L, Cathedral City, CA 92234
7603241010
US Bank Mortgage
35950 Date Palm Dr, Cathedral City, CA 92234
7607704001
Mortgage, Bank of America
69135 Ramon Rd, Cathedral City, CA 92234
6615230365
First American Home Loans
67450 Ramon Rd, Cathedral City, CA 92234
7604592258
Mortgage lenders in Cathedral City California help home buyers and homeowners secure financing for residential properties. California law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders understand the Cathedral City market and can guide you through the California specific escrow and title process.
What Does a Mortgage Lender in Cathedral City Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance fees of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Cathedral City?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. California lenders also require a signed application and authorization to check your credit.
How long does the mortgage process take in California?
The average mortgage process in California takes 30 to 45 days from application to closing. California law mandates a three day right of rescission for refinances on primary residences.
Are there special loan programs for California first time home buyers?
Yes, California offers programs like the CalHFA FHA loan and the MyHome assistance program. These provide down payment and closing cost help for qualified first time buyers in Cathedral City.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.