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Looking for a mortgage lender in Ceres? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Ceres, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 7 mortgage lenders in Ceres, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Celena Villarreal
2840 Robmar Ct, Ceres, CA 95307
2096028030
Professional Mortgage Associates
3641 Mitchell Rd # A1, Ceres, CA 95307
2095381303
Ramin Lewis Adam | Fairway Independent Mortgage Corporation Loan Officer
2920 3rd St, Ceres, CA 95307
2096890177
Fairway Independent Mortgage Corporation
2920 3rd St, Ceres, CA 95307
2096041824
Hard Money Lenders Ceres CA
1778 Mitchell Rd, Ceres, CA 95307
2095887435
Mortgage, Bank of America
2617 Mitchell Rd, Ceres, CA 95307
2092873283
All Ways Mortgage
740 Bliss Rd, Ceres, CA 95307
2096042366
Mortgage lenders in Ceres, California help homebuyers and homeowners secure financing for property purchases and refinancing. California law requires lenders to provide detailed loan estimates under the Truth in Lending Act. Local lenders understand the Ceres real estate market and can guide you through the home loan process.
What Does a Mortgage Lender in Ceres Cost?
Typical mortgage lender costs in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $1,000 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. These costs vary by loan amount, property value, and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Ceres?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. California lenders may also require proof of homeowners insurance and a property appraisal.
How long does mortgage approval take in California?
The mortgage approval process in California usually takes 30 to 45 days from application to closing. Factors like loan type, property condition, and your financial profile can affect this timeline.
Are there special mortgage programs for first time buyers in Ceres?
Yes, California offers the CalHFA program which provides down payment assistance and competitive interest rates for first time buyers. Ceres residents may also qualify for FHA and VA loans.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.