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Directory of mortgage lenders in Covina, California. Verify credentials with the state mortgage licensing authority before hiring.
13 agents listed
Updated May 2026
Covina, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 13 mortgage lenders in Covina, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
VirtuaLending
1161 Park View Dr Suite 210, Covina, CA 91724
3236938064
Estates & Rates
330 E Rowland St, Covina, CA 91723
6266990996
Ernesto Garcia - Elite Fundings
550 E Badillo St, Covina, CA 91724
6268337449
Crossroads Mortgage Team- Guild Mortgage
211 S Citrus Ave Unit 11 & 12, Covina, CA 91723
3238990805
Danny Arriaza Mortgage Lender
364 E Rowland St, Covina, CA 91723
5627167870
Myrna Quintana - Royal Homes & Loans
973 E Badillo St suite b, Covina, CA 91724
9096347519
Above All Financial Services Inc
101 N Citrus St Suite 4B, Covina, CA 91723
6267712963
Pacific Loanworks, Inc - Hard Money Lender
461 Grand Ave, Covina, CA 91724
8775737334
Citrus Group Home Loans
1074 Park View Dr #105, Covina, CA 91724
6266997466
C & S California Capital
640 S Barranca Ave, Covina, CA 91723
6266531800
Futura Financial - Reverse Mortgages
750 Terrado Plaza Suite 16, Covina, CA 91723
6264421888
Ecom Mortgage, Inc. (Home Loan Mortgage Company)
1055 Park View Dr #351, Covina, CA 91724
6266789000
Mortgage Covina California
948 N Grand Ave, Covina, CA 91724
6263314213
A mortgage lender in Covina California helps you secure financing to buy a home or refinance an existing loan. California law requires lenders to be licensed under the California Financing Law and follow strict disclosure rules. Covina home buyers can work with local lenders who understand the San Gabriel Valley real estate market and California specific loan programs like CalHFA.
What Does a Mortgage Lender in Covina Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 500 to 700 dollars, and title insurance of 1,000 to 3,000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. California also charges a documentary transfer tax of 0.11 percent on the sale price in most counties. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Covina California?
You typically need pay stubs, tax returns, bank statements, and a valid ID. California lenders also require a credit report and a property appraisal. Self employed borrowers may need additional profit and loss statements.
How long does a mortgage loan process take in California?
The standard timeline is 30 to 45 days from application to closing. California law requires a three business day right of rescission for refinances under the Truth in Lending Act. Delays can happen if the appraisal or title work takes longer.
What is the minimum down payment for a home loan in Covina?
Conventional loans often require at least 3 percent down. FHA loans allow 3.5 percent down, and VA loans may require zero down. California first time buyer programs like CalHFA may offer down payment assistance up to 3 or 5 percent of the purchase price.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.