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Mortgage Lenders in Covina, CA

Directory of mortgage lenders in Covina, California. Verify credentials with the state state mortgage licensing authority before hiring.

13 agents listed
Updated June 2026
Covina, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 13 mortgage lenders in Covina, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
VirtuaLending
1161 Park View Dr Suite 210, Covina, CA 91724
(323) 693-8064 virtualending.com
Estates & Rates
330 E Rowland St, Covina, CA 91723
(626) 699-0996 estatesandrates.com
Ernesto Garcia - Elite Fundings
550 E Badillo St, Covina, CA 91724
(626) 833-7449
Crossroads Mortgage Team- Guild Mortgage
211 S Citrus Ave Unit 11 & 12, Covina, CA 91723
(323) 899-0805 guildmortgage.com
Danny Arriaza Mortgage Lender
364 E Rowland St, Covina, CA 91723
(562) 716-7870
Myrna Quintana - Royal Homes & Loans
973 E Badillo St suite b, Covina, CA 91724
(909) 634-7519 myrnaquintahomeloans.net
Above All Financial Services Inc
101 N Citrus St Suite 4B, Covina, CA 91723
(626) 771-2963 aboveall.world
Pacific Loanworks, Inc - Hard Money Lender
461 Grand Ave, Covina, CA 91724
(877) 573-7334 pacificloanworks.com
Citrus Group Home Loans
1074 Park View Dr #105, Covina, CA 91724
(626) 699-7466 citrushomeloans.com
C & S California Capital
640 S Barranca Ave, Covina, CA 91723
(626) 653-1800 cscaliforniacapital.com
Futura Financial - Reverse Mortgages
750 Terrado Plaza Suite 16, Covina, CA 91723
(626) 442-1888
Ecom Mortgage, Inc. (Home Loan Mortgage Company)
1055 Park View Dr #351, Covina, CA 91724
(626) 678-9000 ecomloan.com
Mortgage Covina California
948 N Grand Ave, Covina, CA 91724
(626) 331-4213

A mortgage lender in Covina California helps you secure financing to buy a home or refinance an existing loan. California law requires lenders to be licensed under the California Financing Law and follow strict disclosure rules. Covina home buyers can work with local lenders who understand the San Gabriel Valley real estate market and California specific loan programs like CalHFA.

What Does a Mortgage Lender in Covina Cost?

Typical costs for a mortgage lender in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 500 to 700 dollars, and title insurance of 1,000 to 3,000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. California also charges a documentary transfer tax of 0.11 percent on the sale price in most counties. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Covina California?
You typically need pay stubs, tax returns, bank statements, and a valid ID. California lenders also require a credit report and a property appraisal. Self employed borrowers may need additional profit and loss statements.
How long does a mortgage loan process take in California?
The standard timeline is 30 to 45 days from application to closing. California law requires a three business day right of rescission for refinances under the Truth in Lending Act. Delays can happen if the appraisal or title work takes longer.
What is the minimum down payment for a home loan in Covina?
Conventional loans often require at least 3 percent down. FHA loans allow 3.5 percent down, and VA loans may require zero down. California first time buyer programs like CalHFA may offer down payment assistance up to 3 or 5 percent of the purchase price.

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