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Browse mortgage lenders serving Cypress, California. Contact information and addresses listed below.
8 agents listed
Updated May 2026
Cypress, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 8 mortgage lenders in Cypress, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Joe Soto Team - Home Loan Specialists
6101 Ball Rd Sutie 101, Cypress, CA 90630
7148201535
Eric Whitcomb at CrossCountry Mortgage
6101 Ball Rd # 101, Cypress, CA 90630
9493391946
Kinetic Mortgage
10073 Valley View St #403, Cypress, CA 90630
7147618187
Jenny Schippers at CrossCountry Mortgage, LLC
6101 Ball Rd # 101, Cypress, CA 90630
7148015715
US Capital Corp
5252 Orange Ave # 106, Cypress, CA 90630
7145535320
Mortgage, Bank of America
9801 Walker St, Cypress, CA 90630
9497634652
Chase Home Lending
10011 Valley View St, Cypress, CA 90630
7143365248
LenderMac
10550 Camden Dr Suite B, Cypress, CA 90630
8886380688
Mortgage lenders in Cypress, California help homebuyers and homeowners secure financing for residential properties. These professionals guide clients through loan options including conventional, FHA, VA, and jumbo loans. California law requires lenders to be licensed under the California Department of Financial Protection and Innovation and to follow strict disclosure rules under the California Residential Mortgage Lending Act.
What Does a Mortgage Lender in Cypress Cost?
Typical costs for a mortgage in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $500 to $700, and title insurance of $1,000 to $3,000. Closing costs generally total 2% to 5% of the purchase price. For a $500,000 home, you might pay $10,000 to $25,000 in closing costs. Note that costs vary by loan type, property value, and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Cypress?
You typically need pay stubs, tax returns, bank statements, and a valid ID. California lenders also require a signed application and a property appraisal. Self-employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California law requires a three-day rescission period after signing for refinances. Delays can occur if additional documentation is needed.
What are the current interest rates for mortgages in Cypress?
Interest rates vary daily based on market conditions and your credit profile. As of 2024, rates for a 30-year fixed loan in California range from about 6.5% to 7.5%. Contact a local lender for a personalized quote.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.