Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 13 mortgage lenders in El Cajon, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PRMG
846 E Washington Ave, El Cajon, CA 92020
6194449993
Granite Mortgage, Inc.
2614 Navajo Rd, El Cajon, CA 92020
6197189909
Ratesale.com
1297 W Main St, El Cajon, CA 92020
6197975626
Team Zara Home Loans
250 E Chase Ave suit 107, El Cajon, CA 92020
6199404740
Top Flite Financial, Inc.
2694 Navajo Rd STE 200, El Cajon, CA 92020
6198197430
Consolidated Lenders Group, Inc
2037 Shire Dr, El Cajon, CA 92019
6194471417
Exceptional Mortgage
303 E Main St, El Cajon, CA 92020
8585031220
Veteran Mortgage
500 Fesler St # 207, El Cajon, CA 92020
6192006700
California Mortgage ML
1337 Broadway, El Cajon, CA 92021
6197493463
Chase Mortgage
1790 E Main St, El Cajon, CA 92021
6195793771
Danielle Royal-U.S. Bank Mortgage
580 N 2nd St, El Cajon, CA 92021
8583340883
Happy Investments, Inc. El Cajon Ca
772 Jamacha Rd # 120D, El Cajon, CA 92019
6194931450
Chase Home Lending
2644 Jamacha Rd, El Cajon, CA 92019
5099870280
What Does a Mortgage Lender in El Cajon Cost?
Typical costs for a mortgage in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $500 to $700, and title insurance of $1,000 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. Costs vary by loan type, property value, and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in El Cajon?
You typically need pay stubs, tax returns, bank statements, and identification. California lenders also require a signed application and a credit check. Your lender will provide a full list based on your situation.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California law requires a three business day right of rescission for refinances. Delays can happen if additional documents are needed.
Are there first time home buyer programs in El Cajon?
Yes, California offers the CalHFA program with down payment assistance for qualified buyers. El Cajon residents may also access local grants. Your lender can help you check eligibility for these programs.