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Directory of mortgage lenders in Escondido, California. Verify credentials with the state mortgage licensing authority before hiring.
15 agents listed
Updated May 2026
Escondido, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 15 mortgage lenders in Escondido, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Federal Capital Funding Group - Borna Joseph Eftekari
425 W 5th Ave Ste 205, Escondido, CA 92025
8582258586
Chris Wagner - American Pacific Mortgage
401 S Ivy St, Escondido, CA 92025
7608457350
Robison Home Loans
128 E Grand Ave #212, Escondido, CA 92025
8582645748
Finance of America Mortgage LLC
235 W 5th Ave #200, Escondido, CA 92025
7609750255
Countywide Mortgage Lending
100 S Escondido Blvd, Escondido, CA 92025
7607467388
Jim Kabellis
411 S Ivy St, Escondido, CA 92025
7607433290
Paul Donovan- The Donovan Group/ HFC Lending
500 La Terraza Blvd Suite 150 #6157, Escondido, CA 92025
7609890444
David Cummins, American Pacific Mortgage
411 S Ivy St, Escondido, CA 92025
6195086496
Stacy Hunjadi - Arbor Financial
1802 S Escondido Blvd STE D, Escondido, CA 92025
9496898089
California Reverse Mortgage
243 S Escondido Blvd #2004, Escondido, CA 92025
8888870492
Borna Eftekari Senior Mortage Loan Officer
425 W 5th Ave Ste 205, Escondido, CA 92025
8582258586
Hii Loans Escondido Ca
243 S Escondido Blvd #537-L, Escondido, CA 92025
7605462429
Reliable Lenders
333 S Juniper St #200, Escondido, CA 92025
7607464290
Mortgage Options Funding
101 State Pl ste b, Escondido, CA 92029
7609320700
US Bank Mortgage
2369 E Valley Pkwy, Escondido, CA 92027
8008722657
Mortgage lenders in Escondido California help home buyers and homeowners secure loans for purchasing or refinancing property. California law requires lenders to provide a Good Faith Estimate of loan costs within three business days of application. Local lenders understand the Escondido real estate market and can guide you through state specific disclosure requirements.
What Does a Mortgage Lender in Escondido Cost?
Typical mortgage lender costs in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 500 to 700 dollars, and title insurance of 1,000 to 2,500 dollars. Closing costs generally total 2 to 5 percent of the home purchase price. These costs vary by loan type, property value, and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Escondido?
You typically need pay stubs, tax returns, bank statements, and photo ID. California law also requires lenders to verify your ability to repay the loan based on your income and assets.
How long does it take to close a mortgage in California?
Closing usually takes 30 to 45 days from application. California requires a three day right of rescission for refinances, which adds time to the process.
Are there special mortgage programs for first time buyers in Escondido?
Yes. The California Housing Finance Agency offers CalHFA programs with down payment assistance for qualified first time buyers. Local Escondido lenders can help you apply for these programs.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.