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20 agents listed
Updated May 2026
Folsom, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage lenders in Folsom, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Arbor Financial Group – Folsom Branch NMLS #2536719
2240 E Bidwell St, Folsom, CA 95630
9169903966
Jeff Tarbell
50 Iron Point Cir Suite 140, Folsom, CA 95630
8332993540
Guild Mortgage - Dean Williams
81 Blue Ravine Rd #125, Folsom, CA 95630
9169320258
Guild Mortgage Company
81 Blue Ravine Rd #125, Folsom, CA 95630
9169320250
Mortgage Minds
35 Iron Point Cir Suite 280, Folsom, CA 95630
9167650009
California Lending Source
1024 Iron Point Rd #1119, Folsom, CA 95630
8663226504
Folsom home buyers and homeowners can work with mortgage lenders to secure financing for a home purchase or refinance. California law requires lenders to provide a Loan Estimate within three business days of application. Local Folsom lenders understand the Sacramento regional market and can guide you through state-specific escrow and disclosure requirements.
What Does a Mortgage Lender in Folsom Cost?
Typical costs for a mortgage in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $500 to $700, and title insurance of $1,500 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. These amounts vary by loan type, property value, and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Folsom?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. California lenders may also ask for additional proof of assets or rental history.
How long does it take to close a mortgage loan in California?
Typical closing takes 30 to 45 days from application. California law mandates a three-day right of rescission for refinances, which can extend the timeline.
Are there special mortgage programs for first-time buyers in Folsom?
Yes. The California Housing Finance Agency offers CalHFA programs with down payment assistance for qualified first-time buyers. Folsom residents may also use FHA or conventional loans with low down payments.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.