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Find Mortgage Lenders Near You in Foothill Ranch, CA
Browse mortgage lenders serving Foothill Ranch, California. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Foothill Ranch, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 4 mortgage lenders in Foothill Ranch, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Valorem Lending
26672 Towne Centre Dr Ste 125, Foothill Ranch, CA 92610
8558256736
SoCal Purchase Loans
26632 Towne Centre Dr Suite 301, Foothill Ranch, CA 92610
8584013332
Haven West Mortgage
26632 Towne Centre Dr # 300, Foothill Ranch, CA 92610
8009921900
Indeed Mortgage Lending
27422 Portola Pkwy Ste 200, Foothill Ranch, CA 92610
9495678155
Mortgage lenders in Foothill Ranch, California help home buyers and homeowners secure financing for property purchases or refinancing. California law requires lenders to provide a Loan Estimate within three business days of application. Local lenders understand Orange County market conditions and can guide you through the state specific escrow and disclosure requirements.
What Does a Mortgage Lender in Foothill Ranch Cost?
Typical mortgage lender costs in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of 500 to 700 dollars, and title insurance costs of 1,500 to 3,000 dollars. Closing costs generally range from 2% to 5% of the purchase price. These figures are general information and do not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Foothill Ranch?
You typically need pay stubs, tax returns, bank statements, and photo ID. California lenders may also request proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California law mandates a three day right of rescission for refinances after closing.
Are there California specific mortgage programs available?
Yes. The California Housing Finance Agency offers CalHFA programs for first time buyers. These include down payment assistance and lower interest rate loans for qualified borrowers.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.