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Directory of mortgage lenders in Granite Bay, California. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
Granite Bay, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 6 mortgage lenders in Granite Bay, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Green Mortgage Solutions
6085 Douglas Blvd #500, Granite Bay, CA 95746
9164778050
Mike Adams | Mortgage Broker | Alltrust Lending
6085 Douglas Blvd, Granite Bay, CA 95746
7075404173
Kathleen Beck - Mortgage Lender
6085 Douglas Blvd #400, Granite Bay, CA 95746
9167220395
The Nordby Team - Answer Home Loans - Alex Nordby and Ryan Nordby
6085 Douglas Blvd #500, Granite Bay, CA 95746
9164123200
Answer Home Loans, Inc.
6085 Douglas Blvd #500, Granite Bay, CA 95746
9165495679
Steelman Mortgages
6085 Douglas Blvd #500, Granite Bay, CA 95746
9168477263
Granite Bay home buyers and refinancing homeowners can work with mortgage lenders who understand the local real estate market. California law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Lenders in Granite Bay offer conventional, FHA, VA, and jumbo loans to meet diverse financing needs.
What Does a Mortgage Lender in Granite Bay Cost?
Typical mortgage lender costs in California include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of $400 to $700, and title insurance of $1,000 to $2,500. Escrow fees and recording charges add several hundred dollars. Costs vary by loan type and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Granite Bay?
You will need pay stubs, W-2 forms, tax returns, bank statements, and proof of assets. California lenders also require a valid government ID and a credit report authorization.
How long does it take to close a mortgage in California?
A typical mortgage closing in California takes 30 to 45 days. Delays can occur due to appraisal, title issues, or documentation requirements.
What are the California-specific mortgage disclosure rules?
California lenders must provide a Loan Estimate within three business days of application and a Closing Disclosure at least three business days before closing. These rules are part of the California Residential Mortgage Lending Act.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.